Franklin County property record for 403 Locust St, New Haven, MO 63068
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 988 sqft · built 1984 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Company Name on File |
| Last Sale | $140,000 (Jun 2022) |
| Tax Bill | $1,804 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-7-26.0-4-002-030.000 |
| Primary APN | 04-7-26.0-4-002-030.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 988 sqft Living Area |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Patio Area | 48 sqft |
| Street Address | 403 LOCUST ST |
|---|---|
| City | NEW HAVEN |
| State | MO |
| Zip | 63068-1009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:2 CAPTAINS CREST |
| Legal Range | 3W |
| Legal Township | 45N |
| Legal Section | 26 |
| Legal Subdivision | CAPTAINS CREST |
| Legal Lot Number | 2 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | NEW HAVEN |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 800401 |
403 Locust St is owned by a company that bought it in June 2022.
Source: Franklin County records, as of July 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3855 HIGHWAY 185, NEW HAVEN, MO 63068-2721 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 21, 2022 · Amount on File |
| Deed Sale | Jun 21, 2022 · Amount on File |
| Prior Sale | Apr 26, 2016 · Amount on File |
| Deed Document Number | 20229908 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 403 LOCUST ST, NEW HAVEN, MO 63068-1009 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002209909 |
|---|---|
| Date | Jun 21, 2022 |
| Instrument | 2209909 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 1, 2047 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 403 Locust St was $1,804.
Source: Franklin County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | New Haven City |
| Unified School District | New Haven School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,804.00 | $23,796 | $125,240 Land $16,000 Building $109,240 |
| 2023 | $1,625.00 (+4.5%) | $22,006 | $115,820 Land $16,000 Building $99,820 |
| 2022 | $1,555.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 403 Locust St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 15 (1993–2015) |
| Claims Outside the SFHA | 1 of 15 |
| Most Recent Claim | Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 403 Locust St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 76% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW HAVEN PWS serves 2,000 people · EPA ID MO6010568 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected May 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber | 1,000 / 1,000 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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