Wake County property record for 406 Lochside Dr, Cary, NC 27518
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,175 sqft · built 1988 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $750,000 (Aug 2024) |
| Tax Bill | $4,584 (2023) |
| Deeds & Mortgages | Dec 2025 Transfer Mar 2024 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0772.03-02-8706-000 |
| Primary APN | 0772.03-02-8706-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,175 sqft Living Area |
| 1st Floor Area | 2,175 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Lot Area | 16,553 sqft (0.38 acres) |
| Garage Area | 552 sqft |
| Porch | Open Porch |
| Porch Area | 93 sqft |
| Deck Area | 293 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 0167548 |
|---|---|
| Street Address | 406 LOCHSIDE DR |
| City | CARY |
| State | NC |
| Zip | 27518-9786 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12P |
| Legal Description | LO588 LOCHMERE SUB PH10B BM1987-1667 |
| Legal Subdivision | LOCHMERE SUB PH10B |
| Legal Phase | 10B |
| Legal Block | 2 |
| Legal Lot Number | 588 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | SWIFT CREEK |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 53004 |
Source: Wake County records, as of January 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 406 LOCHSIDE DR, CARY, NC 27518-9786 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Dec 22, 2025 | Intrafamily Transfer, Transfer |
| Mar 6, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Mar 21, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2024 · Amount on Record |
| Deed Sale | Aug 29, 2024 · Amount on Record |
| Prior Sale | Apr 19, 1988 · Amount on Record |
| Deed Book / Page | 19698 / 24 |
| Last Transfer Date | Dec 9, 2025 |
| Transfer Doc | 20103/1928 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Dec 22, 2025 |
| Property Address | 406 LOCHSIDE DR, CARY, NC 27518-9786 |
| Document Number | 20103/1928 |
| Book / Page | 20103 / 1928 |
| Map Reference | MB 1987 PG 1667 |
| Instrument Date | Dec 9, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 406 LOCHSIDE DR, CARY, NC 27518-9786 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 406 LOCHSIDE DR, CARY, NC 27518-9786 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 406 LOCHSIDE DR, CARY, NC 27518-9786 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2024 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 406 LOCHSIDE DR, CARY, NC 27518-9786 |
| Document Number | 19554/1318 |
|---|---|
| Date | Mar 6, 2024 |
| Book Page | 19554/1318 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Mar 21, 2023 |
| Property Address | 406 LOCHSIDE DR, CARY, NC 27518-9786 |
| Document Number | 019288/324 |
| Book / Page | 19288 / 324 |
| Map Reference | MB 1987 PG 1667 |
| Instrument Date | Mar 20, 2023 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 406 LOCHSIDE DR, CARY, NC 27518-9786 |
| Name | Verified Name |
|---|---|
| Address | 406 LOCHSIDE DR, CARY, NC 27518-9786 |
Source: Wake County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Cary Town |
| County | Wake County |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $688,675 (+51.17%) Land $270,000 Building $418,675 | $688,675 (-) Land $270,000 Building $418,675 | |
| 2024 | $688,675 (+51.17%) Land $270,000 Building $418,675 | ||
| 2023 | $4,584.00 | $455,567 Land $175,000 Building $280,567 | $455,567 Land $175,000 Building $280,567 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (2014–2021) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CARY serves 227,300 people · EPA ID NC0392020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · May 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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