409 Lochside Dr, Cary, NC 27518 Property Records

Wake County property record for 409 Lochside Dr, Cary, NC 27518

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,518 sqft · built 1988
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on Record
Last Sale	$680,000 (Apr 2017)
Tax Bill	$6,862 (2023)
Deeds & Mortgages	Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0772.03-03-5150 0167521`

Property Details

APN / Parcel Number

Primary APN	`0772.03-03-5150 0167521`
Alternative APNs	`016752101` `0167521`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,518 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	22,216 sqft (0.51 acres)
Garage Area	728 sqft

Exterior Amenities

Porch	Porch
Porch Area	475 sqft
Deck Area	205 sqft
Patio Area	349 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0167521
Old Parcel Number	016752101
Street Address	409 LOCHSIDE DR
City	CARY
State	NC
Zip	27518-9787
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12P
Legal Description	LO518 LOCHMERE SUB PH10B BM1987-1667
Legal Township	18
Legal Subdivision	LOCHMERE SUB
Legal Phase	10B
Legal Lot Number	518
Jurisdiction	WAKE NC
Township / Civil Division	SWIFT CREEK
Census Block Group	2
Census Block	2003
Census Tract	53004

Owner

Source: Wake County records, as of April 18, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 LOCHSIDE DR, CARY, NC 27518-9787
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2017 · Amount on Record
Deed Sale	Apr 13, 2017 · Amount on Record
Prior Sale	Dec 3, 1997 · Amount on Record
Deed Document Number	0016751266
Deed Book / Page	16751 / 266
Record Updated	Jun 7, 2026

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Apr 13, 2017
Property Address	409 LOCHSIDE DR, CARY, NC 27518-9787
Document Number	167510266
Book / Page	016751 / 000266
Instrument Date	Apr 12, 2017
Transaction Type	Transfer
Record Updated	Apr 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,360.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 LOCHSIDE DR CARY NC 275189787, CARY, NC 27518-9787

Mortgage

Document Number	167510268
Date	Apr 13, 2017
Book Page	016751/000268

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Cary Town
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,862.00	$682,873 Land $175,000 Building $507,873	$682,873 Land $175,000 Building $507,873

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (2014–2021)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CARY serves 227,300 people · EPA ID NC0392020
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · May 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20