401 Lochside Dr, Cary, NC 27518 Property Records

Wake County property record for 401 Lochside Dr, Cary, NC 27518

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,226 sqft · built 1989
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Feb 2023)
Tax Bill	$7,446 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0772.03-02-4910-000`

Property Details

APN / Parcel Number

Primary APN	`0772.03-02-4910-000`
Alternative APNs	`0772.03-02-4910 0172400` `0772024910` `017240001` `0172400`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,226 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2023
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	16,117 sqft (0.37 acres)
Garage Area	616 sqft
Porch	Open Porch
Porch Area	443 sqft
Deck Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	0172400
Street Address	401 LOCHSIDE DR
City	CARY
State	NC
Zip	27518-9787
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12P
Legal Description	LT514 LOCHMERE SUB & 865 PHIIB BM1988-65
Legal Subdivision	LOCHMERE SUB
Legal Lot Number	514
Jurisdiction	WAKE NC
Township / Civil Division	SWIFT CREEK
Census Block Group	2
Census Block	2003
Census Tract	53004

Owner

Source: Wake County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 LOCHSIDE DR, CARY, NC 27518-9787
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2023 · Amount on Record
Deed Sale	Feb 2, 2023 · Amount on Record
Prior Sale	Jun 3, 1994 · Amount on Record
Deed Book / Page	19254 / 1673
Prior Transfer Date	Feb 1, 2023
Prior Transfer Doc	19254/1673
Record Updated	Jun 8, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Feb 2, 2023
Property Address	401 LOCHSIDE DR, CARY, NC 27518-9787
Document Number	19254/1673
Book / Page	19254 / 1673
Map Reference	MB 1988 PG 865
Instrument Date	Feb 1, 2023
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 WEE LOCH DR, CARY, NC 27511-3885

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 LOCHSIDE DR, CARY, NC 27518-9787

Mortgage

Document Number	0192541675
Date	Feb 2, 2023
Instrument	19254/1675

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Cary Town
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,446.00 (+30.63%)	$866,514 (+52.86%) Land $270,000 Building $596,514	$866,514 (+52.86%) Land $270,000 Building $596,514
2023	$5,700.00	$566,868 Land $175,000 Building $391,868	$566,868 Land $175,000 Building $391,868

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (2014–2021)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CARY serves 227,300 people · EPA ID NC0392020
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · May 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20