Okaloosa County property record for 401 Evans Rd, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,811 sqft · built 1988 |
| Lot Size | 0.244 acres (10,612 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $343,000 (Oct 2020) |
| Tax Bill | $2,383 (2025) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-594-7113-6 |
| Primary APN | C56-000-594-7113-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,811 sqft Living Area |
| Gross Area | 2,568 sqft |
| 1st Floor Area | 1,811 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 10,612 sqft (0.244 acres) |
| Lot Width | 76 ft Width |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 116 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 401 EVANS RD |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-4546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWER ACRES S/D LOT 12 BLK A |
| Legal Range | 22W |
| Legal Township | 01S |
| Legal Section | 15 |
| Legal Subdivision | TOWER ACRES S/D |
| Legal Block | A |
| Legal Lot Number | 12 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 21002 |
Source: Okaloosa County records, as of September 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 156 CRAB APPLE AVE, CRESTVIEW, FL 32536-2257 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 21, 2020 | Warranty Deed, Transfer · VA Mortgage MORTGAGE ONE OF THE SOUTH INC |
| Jun 22, 2019 | Deed of Trust, Mortgage · VA Mortgage NATIONS LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2020 · Amount on Record |
| Deed Sale | Oct 21, 2020 · Amount on Record |
| Prior Sale | Feb 3, 2016 · Amount on Record |
| Deed Document Number | 20203400550 |
| Deed Book / Page | 3499 / 4644 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Oct 21, 2020 |
| Property Address | 401 EVANS RD, NICEVILLE, FL 32578-4546 |
| Document Number | 0034994644 |
| Book / Page | 3499 / 4644 |
| Map Reference | MB 4 PG 60 |
| Instrument Date | Oct 16, 2020 |
| Instrument | 3400550 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2021 |
| Title Company | AQUA TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,401.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2200 MILNER WAY, 2200, MOBILE, AL 36695-7490 |
| Name | Verified Name |
|---|---|
| Address | 401 EVANS RD, NICEVILLE, FL 32578-4546 |
| Document Number | 34994646 |
|---|---|
| Date | Oct 21, 2020 |
| Instrument | 3499/4646 |
| Name | MORTGAGE ONE OF THE SOUTH INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 401 EVANS RD, NICEVILLE, FL 32578-4546 |
| Document Number | 0034064809 |
| Instrument Date | Jun 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 401 EVANS RD NICEVILLE FL 325784546, NICEVILLE, FL 32578-4546 |
| Document Number | 0034064809 |
|---|---|
| Date | Jul 2, 2019 |
| Book Page | 003406/004809 |
| Instrument | 3288557 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2049 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,383.00 (+5.91%) Homeowner's exemption | $241,214 (+5.99%) | $296,354 (+3.03%) Land $64,350 Building $232,004 |
| 2023 | $2,250.00 (+2.69%) Homeowner's exemption | $227,588 (+3%) | $287,636 (+6.21%) Land $54,316 Building $233,320 |
| 2022 | $2,191.00 Homeowner's exemption | $220,959 | $270,822 Land $51,729 Building $219,093 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 218 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 units insured incl. 60 condo units |
| Nearby Flood Claims | 89 (1994–2020) |
| Claims Outside the SFHA | 20 of 89 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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