Rutherford County property record for 406 Estes St, Murfreesboro, TN 37129
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,700 sqft · built 1972 |
| Lot Size | 0.597 acres (26,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $271,400 (Dec 2021) |
| Tax Bill | $2,133 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Jan 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 069K-C-003.00-000 |
| Primary APN | 069K-C-003.00-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,700 sqft Living Area |
| 1st Floor Area | 1,700 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Gravel |
| Lot Area | 26,000 sqft (0.597 acres) |
| Lot Dimensions | 200 ft deep x 130 ft wide |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Driveway | Driveway |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | Deck Area |
| Patio Area | 440 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | R0040117 |
|---|---|
| Street Address | 406 ESTES ST |
| City | MURFREESBORO |
| State | TN |
| Zip | 37129-1119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 130 X 200 |
| Legal Subdivision | PALMER HEIGHTS SEC 5 |
| Legal Lot Number | 53 |
| Jurisdiction | RUTHERFORD TN |
| Township / Civil Division | 15 |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 41301 |
406 Estes St is owned and occupied by two individuals who bought it in December 2021.
Source: Rutherford County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 406 ESTES ST, MURFREESBORO, TN 37129-1119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage COGENT BANK |
| Jan 11, 2019 | Warranty Deed, Transfer · Conventional with PMI PINNACLE BK |
| Oct 2, 2018 | Warranty Deed, Transfer ADVANTAGE TITLE AND ESCROW INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2021 · Amount on File |
| Deed Sale | Dec 15, 2021 · Amount on File |
| Prior Sale | Jan 11, 2019 · Amount on File |
| Deed Document Number | 20212411528 |
| Deed Book / Page | 2182 / 3196 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | Dec 15, 2021 |
| Property Address | 406 ESTES ST, MURFREESBORO, TN 37129-1119 |
| Document Number | 0021823196 |
| Book / Page | 2182 / 3196 |
| Map Reference | MB 4 PG 26 |
| Instrument Date | Dec 13, 2021 |
| Instrument | 2411528 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2022 |
| Title Company | SIGNATURE TITLE, SIGNATURE TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,004.18 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 406 ESTES ST, MURFREESBORO, TN 37129-1119 |
| Document Number | 0021823199 |
|---|---|
| Date | Dec 15, 2021 |
| Instrument | 2182-3199 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | Jan 11, 2019 |
| Property Address | 406 ESTES ST, MURFREESBORO, TN 37129-1119 |
| Document Number | RB17403162 |
| Book / Page | 001740 / 003162 |
| Instrument Date | Jan 9, 2019 |
| Instrument | 2186274 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2019 |
| Title Company | ADVANCE TITLE AND ESCROW, ADVANCE TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $934.25 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 406 ESTES ST MURFREESBORO TN 371291119, MURFREESBORO, TN 37129-1119 |
| Document Number | RB17403164 |
|---|---|
| Date | Jan 11, 2019 |
| Book Page | 001740/003164 |
| Instrument | 2186275 |
| Name | PINNACLE BK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 10, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | Oct 2, 2018 |
| Property Address | 406 ESTES ST, MURFREESBORO, TN 37129-1119 |
| Document Number | RB17152726 |
| Book / Page | 001715 / 002726 |
| Instrument Date | Oct 1, 2018 |
| Instrument | 2170908 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2018 |
| Title Company | ADVANTAGE TITLE AND ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Tax | $730.38 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 966 LA VERGNE TN 370860966, LA VERGNE, TN 37086-0966 |
The 2025 property tax bill for 406 Estes St was $2,133.
Source: Rutherford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rutherford County |
| Municipality | Murfreesboro City |
| Elementary School District | Murfreesboro City School District (PK - 06) |
| Secondary School District | Rutherford County School District in Murfreesboro (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $104,550 (+38.66%) Land $35,000 Building $69,550 | $418,200 Land $140,000 Building $278,200 | |
| 2025 | $2,133.00 | $75,400 Land $16,250 Building $59,150 | |
| 2023 | $2,133.00 | $75,400 Land $16,250 Building $59,150 | $301,600 (-) Land $65,000 Building $236,600 |
| 2022 | $301,600 Land $65,000 Building $236,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 406 Estes St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 406 Estes St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MURFREESBORO WATER DEPARTMENT serves 114,331 people · EPA ID TN0000491 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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