Rutherford County property record for 418 Estes St, Murfreesboro, TN 37129
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,979 sqft · built 2009 |
| Lot Size | 0.594 acres (25,880 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $166,000 (Aug 2005) |
| Tax Bill | $3,257 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 069K-C-006.00-000 |
| Primary APN | 069K-C-006.00-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,979 sqft Living Area |
| 1st Floor Area | 2,470 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Gravel |
| Lot Area | 25,880 sqft (0.594 acres) |
| Lot Dimensions | 200 ft deep x 129 ft wide |
| Garage Type | Attached |
| Garage Area | 546 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 84 sqft |
| Patio Area | 160 sqft |
| Total Buildings | 5 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | R0040120 |
|---|---|
| Street Address | 418 ESTES ST |
| City | MURFREESBORO |
| State | TN |
| Zip | 37129-1119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 129.4 X 200 IRR |
| Legal Subdivision | PALMER HEIGHTS SEC 5 |
| Legal Lot Number | 56 |
| Jurisdiction | RUTHERFORD TN |
| Township / Civil Division | 15 |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 41301 |
418 Estes St is owned and occupied by two individuals who bought it in August 2005.
Source: Rutherford County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 418 ESTES ST, MURFREESBORO, TN 37129-1119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 5, 2022 | Deed of Trust, Mortgage · Line of Credit COGENT BANK |
| Nov 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage A MTG BOUTIQUE LLC |
| Jul 31, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NAT'L BK/MIDDLE TN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2005 · Amount on File |
| Deed Sale | Aug 11, 2005 · Amount on File |
| Deed Book / Page | 531 / 2890 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 418 ESTES ST, MURFREESBORO, TN 37129-1119 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 418 ESTES ST, MURFREESBORO, TN 37129-1119 |
| Document Number | 0022593342 |
|---|---|
| Date | Jul 5, 2022 |
| Book Page | 2259/3342 |
| Instrument | 2450963 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | MURFREESBORO, TN 37129 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 238 Months |
| Due | May 13, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 418 ESTES ST, MURFREESBORO, TN 37129-1119 |
| Document Number | RB20011863 |
| Instrument Date | Nov 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | SIGNATURE TITLE, SIGNATURE TITLE SVCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 418 ESTES ST MURFREESBORO TN 371291119, MURFREESBORO, TN 37129-1119 |
| Document Number | RB20011863 |
|---|---|
| Date | Nov 23, 2020 |
| Book Page | 002001/001863 |
| Instrument | 2323035 |
| Name | A MTG BOUTIQUE LLC |
|---|---|
| Address | MURFREESBORO, TN 37129 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 22, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 418 ESTES ST, MURFREESBORO, TN 37129-1119 |
| Document Number | RB17992675 |
| Instrument Date | Jul 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2019 |
| Title Company | WATERSTONE TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 418 ESTES ST MURFREESBORO TN 371291119, MURFREESBORO, TN 37129-1119 |
| Document Number | RB17992675 |
|---|---|
| Date | Aug 5, 2019 |
| Book Page | 001799/002675 |
| Instrument | 2220974 |
| Name | FIRST NAT'L BK/MIDDLE TN |
|---|---|
| Address | MURFREESBORO, TN 37129 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 4, 2039 |
The 2025 property tax bill for 418 Estes St was $3,257.
Source: Rutherford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rutherford County |
| Municipality | Murfreesboro City |
| Elementary School District | Murfreesboro City School District (PK - 06) |
| Secondary School District | Rutherford County School District in Murfreesboro (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $143,400 (+23.35%) Land $35,000 Building $108,400 | $573,600 Land $140,000 Building $433,600 | |
| 2025 | $3,257.00 | $116,250 Land $16,250 Building $100,000 | |
| 2023 | $3,288.00 | $116,250 Land $16,250 Building $100,000 | $465,000 (+0.98%) Land $65,000 Building $400,000 |
| 2022 | $460,500 Land $65,000 Building $395,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 418 Estes St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 418 Estes St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MURFREESBORO WATER DEPARTMENT serves 114,331 people · EPA ID TN0000491 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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