610 Estes St, Murfreesboro, TN 37129 Property Records

Rutherford County property record for 610 Estes St, Murfreesboro, TN 37129

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,683 sqft · built 1984
Lot Size	0.506 acres (22,040 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,344 (2025)
Deeds & Mortgages	May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`069K-D-019.00-000`

Property Details

APN / Parcel Number

Primary APN	`069K-D-019.00-000`
Alternative APNs	`069K D 01900` `R0040150`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,683 sqft Living Area
1st Floor Area	1,107 sqft
Upper Floors Area	554 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2006
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	22,040 sqft (0.506 acres)
Lot Dimensions	200 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	506 sqft
Porch	Slab
Porch Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0040150
Street Address	610 ESTES ST
City	MURFREESBORO
State	TN
Zip	37129-1170
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 REGENCY PARK SEC 1 110.2 X 200
Legal Subdivision	REGENCY PARK SEC 1
Legal Lot Number	15
Jurisdiction	RUTHERFORD TN
Township / Civil Division	15
Census Block Group	2
Census Block	2016
Census Tract	41301

Owner

610 Estes St is owned and occupied by two individuals who acquired it in July 2016.

Source: Rutherford County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	610 ESTES ST, MURFREESBORO, TN 37129-1170
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 11, 2016
Transfer Doc	RB14861505
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	610 ESTES ST, MURFREESBORO, TN 37129-1170
Transaction Type	Mortgage
Record Updated	Jun 15, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 ESTES ST, MURFREESBORO, TN 37129-1170

Mortgage

Document Number	0022482293
Date	May 31, 2022
Book Page	2248/2293
Instrument	2444786

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Address	BIRMINGHAM, AL 35243

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	815 Months
Due	Apr 9, 2090

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.87%

Tax Assessment & Valuation

The 2025 property tax bill for 610 Estes St was $2,344.

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Municipality	Murfreesboro City
Elementary School District	Murfreesboro City School District (PK - 06)
Secondary School District	Rutherford County School District in Murfreesboro (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,650 (+29.89%) Land $35,000 Building $72,650	$430,600 Land $140,000 Building $290,600
2025	$2,344.00	$82,875 Land $16,250 Building $66,625
2023	$2,416.00	$85,400 Land $16,250 Building $69,150	$341,600 (+3.05%) Land $65,000 Building $276,600
2022			$331,500 Land $65,000 Building $266,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 610 Estes St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 610 Estes St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURFREESBORO WATER DEPARTMENT serves 114,331 people · EPA ID TN0000491
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20