Carteret County property record for 406 Emerald Dr, Emerald Isle, NC 28594
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5.5 ba · 3,298 sqft · built 2005 |
| Lot Size | 0.453 acres (19,733 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,425,000 (Jul 2006) |
| Tax Bill | $5,066 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 6324.11.66.1028000 |
| Primary APN | 6324.11.66.1028000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,298 sqft Heated Area |
| Gross Area | 1,942 sqft |
| Interior Walls | Plywood |
| Elevator | Elevator |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Pile |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 19,733 sqft (0.453 acres) |
| Lot Dimensions | 254 ft deep x 106 ft wide |
| Pool Area | 200 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 402 sqft |
| Deck Area | 47 sqft |
| Patio Area | 344 sqft |
| Utility Building | 468 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 36617 |
|---|---|
| Street Address | 406 EMERALD DR |
| City | EMERALD ISLE |
| State | NC |
| Zip | 28594-6933 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L110 112 B2 EMERALD ISLE |
| Legal Subdivision | EMERALD ISLE BY THE SEA |
| Legal Block | 66 |
| Legal Lot Number | 110,112 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 970903 |
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7628 COUNTRYWOOD DR, ROANOKE, VA 24018-5829 |
| Owner Type | Individual |
| Vesting | Her Husband |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2006 · Amount on Record |
| Deed Sale | Jul 21, 2006 · Amount on Record |
| Prior Sale | Apr 14, 2005 · Amount on Record |
| Deed Document Number | 20061181273 |
| Deed Book / Page | 1181 / 273 |
| Record Updated | Oct 29, 2026 |
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Emerald Isle Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,404,161 (-) Land $517,545 Building $886,616 | $1,404,161 (-) Land $517,545 Building $886,616 | |
| 2025 | $5,066.00 (+17.05%) | $1,404,161 (+68.21%) Land $517,545 Building $886,616 | $1,404,161 (+68.21%) Land $517,545 Building $886,616 |
| 2023 | $834,783 Land $410,697 Building $424,086 | $834,783 Land $410,697 Building $424,086 | |
| 2022 | $4,328.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 760 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 965 units insured incl. 205 condo units |
| Nearby Flood Claims | 1,172 (1982–2024) |
| Claims Outside the SFHA | 778 of 1,172 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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