Carteret County property record for 314 Emerald Dr, Emerald Isle, NC 28594
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 4,457 sqft · built 2016 |
| Lot Size | 0.417 acres (18,165 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $255,000 (May 2016) |
| Tax Bill | $7,657 (2025) |
| Deeds & Mortgages | Aug 2017 Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6324.11.66.3171000 |
| Primary APN | 6324.11.66.3171000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 4,457 sqft Heated Area |
| Gross Area | 3,356 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 18,165 sqft (0.417 acres) |
| Lot Dimensions | 235 ft deep x 75 ft wide |
| Garage Type | Mixed |
| Pool Area | 592 sqft |
|---|---|
| Deck Area | 63 sqft |
| Patio Area | 37 sqft |
| Boat Access | Boat Access |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 33253 |
|---|---|
| Street Address | 314 EMERALD DR |
| City | EMERALD ISLE |
| State | NC |
| Zip | 28594-6931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L101 103 B2 EMERALD ISLE |
| Legal Subdivision | EMERALD ISLE BY THE SEA |
| Legal Block | 66 |
| Legal Lot Number | 101,103 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 970903 |
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 314 EMERALD DR, EMERALD ISLE, NC 28594-6931 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Aug 3, 2017 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Nov 10, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage STRONG HOME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 2016 · Amount on Record |
| Deed Sale | May 10, 2016 · Amount on Record |
| Deed Document Number | 20161541470 |
| Deed Book / Page | 1541 / 470 |
| Last Transfer Date | Oct 14, 2020 |
| Transfer Doc | 0016950186 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 314 EMERALD DR, EMERALD ISLE, NC 28594-6931 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0015830335 |
|---|---|
| Date | Aug 3, 2017 |
| Book Page | 1583/335 |
| Instrument | 1583335 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2032 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Nov 10, 2020 |
| Property Address | 314 EMERALD DR, EMERALD ISLE, NC 28594-6931 |
| Document Number | 0016950186 |
| Book / Page | 1695 / 186 |
| Map Reference | MB 3 PG 56 |
| Instrument Date | Oct 14, 2020 |
| Instrument | 1695186 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 314 EMERALD DR, 314, EMERALD ISLE, NC 28594-6931 |
| Name | Verified Name |
|---|---|
| Address | 314 EMERALD DR, EMERALD ISLE, NC 28594-6931 |
| Document Number | 1695187 |
|---|---|
| Date | Nov 10, 2020 |
| Instrument | 1695-187 |
| Name | STRONG HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2035 |
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Emerald Isle Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,189,366 (-) Land $538,873 Building $1,650,493 | $2,189,366 (-) Land $538,873 Building $1,650,493 | |
| 2025 | $7,657.00 (-0.93%) | $2,189,366 (+42.53%) Land $538,873 Building $1,650,493 | $2,189,366 (+42.53%) Land $538,873 Building $1,650,493 |
| 2023 | $1,536,022 Land $331,537 Building $1,204,485 | $1,536,022 Land $331,537 Building $1,204,485 | |
| 2022 | $7,729.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 760 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 965 units insured incl. 205 condo units |
| Nearby Flood Claims | 1,172 (1982–2024) |
| Claims Outside the SFHA | 778 of 1,172 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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