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410 Emerald Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 410 Emerald Dr, Emerald Isle, NC 28594 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 5.5 ba · 4,298 sqft · built 2021
Lot Size0.413 acres (17,990 sqft)
OwnerIndividual Name on File
Last Sale$235,000 (Sep 2017)
Tax Bill$6,931 (2025)
Deeds & MortgagesAug 2020 Mortgage
Sep 2017 Sale
Flood ZoneZone X (minimal risk)
APN6324.11.56.9084000

Property Details

APN / Parcel Number

Primary APN6324.11.56.9084000
Alternative APNs
  • 529224
  • 26372

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area4,298 sqft Heated Area
Gross Area2,679 sqft
1st Floor Area61 sqft
Utility Area20 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialFiber Cement Siding
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area17,990 sqft (0.413 acres)
Lot Dimensions241 ft deep x 75 ft wide

Exterior Amenities

Pool Area300 sqft
PorchSlab
Deck Area72 sqft
Patio Area213 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number26372
Street Address410 EMERALD DR
CityEMERALD ISLE
StateNC
Zip28594-6933
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL116 118 B2 EMERALD ISLE
Legal SubdivisionEMERALD ISLE BY THE SEA
Legal Block56
Legal Lot Number116,118
JurisdictionCARTERET NC
Township / Civil DivisionMOREHEAD
Census Block Group1
Census Block1007
Census Tract970903

Owner

Source: Carteret County records · APN 6324.11.56.9084000

Assessment roll updated November 24, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12525 WHITE DR, FAIRFAX, VA 22030-6413
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 03, 2020Deed of Trust, Mortgage · Conventional Mortgage
TRUIST BANK
Sep 12, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 12, 2017 · Amount on Record
Deed SaleSep 12, 2017 · Amount on Record
Deed Document Number20171587053
Deed Book / Page1587 / 53
Prior Transfer DateDec 17, 2010
Prior Transfer Doc0001362139
Record UpdatedJun 08, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address410 EMERALD DR, EMERALD ISLE, NC 28594-6933
Transaction TypeMortgage
Record UpdatedSep 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0016810351
DateAug 03, 2020
Book Page1681/351
Instrument1681351
Lender
NameTRUIST BANK
TypeBank
AddressWILSON, NC 27893
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term373 Months
DueSep 01, 2051

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateSep 12, 2017
Property Address410 EMERALD DR, EMERALD ISLE, NC 28594-6933
Document Number0015870053
Book / Page001587 / 000053
Instrument DateAug 28, 2017
Transaction TypeTransfer
Record UpdatedSep 18, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$470.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12525 WHITE DR FAIRFAX VA 220306413, FAIRFAX, VA 22030-6413

Tax Assessment & Valuation

Source: Carteret County records · Assessment roll updated November 24, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,931.00 (+193.19%)$1,969,145 (+143.91%) Land $535,527 Building $1,433,618$1,969,145 (+143.91%) Land $535,527 Building $1,433,618
2023$807,339 Land $332,325 Building $475,014$807,339 Land $332,325 Building $475,014
2022$2,364.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370319709031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 760 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies965 units insured
205 under condo master policies
Nearby Flood Claims1,172 (1982–2024)
Claims Outside the SFHA778 of 1,172
Most Recent ClaimSep 2024, tidal / storm surge, Tropical Storm Helene
Claims By Storm
  • Hurricane Florence, Sep 2018 · 183 claims
  • Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims
  • Hurricane Fran, Sep 1996 · 194 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 91 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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