Chester County property record for 401 Emerald Ct, Spring City, PA 19475
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,870 sqft · built 2022 |
| Lot Size | 0.351 acres (15,282 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $822,370 (Sep 2022) |
| Tax Bill | $1,448 (2026) |
| Deeds & Mortgages | May 2023 Second Mortgage Sep 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-5-516 |
| Primary APN | 21-5-516 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,870 sqft Living Area |
| Gross Area | 4,290 sqft |
| Basement Area | 420 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 15,282 sqft (0.351 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 401 EMERALD CT |
|---|---|
| City | SPRING CITY |
| State | PA |
| Zip | 19475-1574 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LOT 31 & DWG |
| Legal Subdivision | AS SHOWN ON OVERALL PLAN |
| Legal Lot Number | 31 |
| Jurisdiction | CHESTER PA |
| Township / Civil Division | EAST VINCENT |
| Census Block Group | 5 |
| Census Block | 5009 |
| Census Tract | 311000 |
401 Emerald Ct is owned and occupied by two individuals who bought it in September 2022.
Source: Chester County records, as of May 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 401 EMERALD CT, SPRING CITY, PA 19475-1574 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 10, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CITADEL FCU |
| Sep 16, 2022 | Deed, Transfer · Conventional Mortgage CITADEL FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2022 · Amount on File |
| Deed Sale | Sep 16, 2022 · Amount on File |
| Deed Document Number | 202211945959 |
| Deed Book / Page | 10948 / 891 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 401 EMERALD CT, SPRING CITY, PA 19475-1574 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0110492102 |
|---|---|
| Date | May 10, 2023 |
| Book Page | 11049/2102 |
| Instrument | 11976212 |
| Name | CITADEL FCU |
|---|---|
| Type | Credit Union |
| Address | EXTON, PA 19341 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2043 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Sep 16, 2022 |
| Property Address | 401 EMERALD CT, SPRING CITY, PA 19475-1574 |
| Document Number | 0109480891 |
| Book / Page | 10948 / 891 |
| Map Reference | MB 10551 PG 170 |
| Instrument Date | Jul 18, 2022 |
| Instrument | 11945959 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,223.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 401 EMERALD CT, SPRING CITY, PA 19475-1574 |
| Document Number | 0011945960 |
|---|---|
| Date | Sep 16, 2022 |
| Instrument | 11945960 |
| Name | CITADEL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 1, 2052 |
The 2026 property tax bill for 401 Emerald Ct was $1,448.
Source: Chester County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Chester County |
| County Subdivision | East Vincent Township |
| Unified School District | Owen J. Roberts School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,448.00 | $332,820 Land $47,430 Building $285,390 | $332,820 Land $47,430 Building $285,390 |
| 2024 | $13,670.00 | $332,820 Land $47,430 Building $285,390 | |
| 1998 | $332,820 Land $47,430 Building $285,390 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 401 Emerald Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 401 Emerald Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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