Lafayette County property record for 406 E Rose Cir, Odessa, MO 64076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,076 sqft · built 1991 |
| Lot Size | 0.304 acres (13,234 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $97,500 (Jun 2011) |
| Tax Bill | $2,099 (2025) |
| Deeds & Mortgages | Aug 2020 Refinance Jun 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-1.0-01-1-003-032.000 |
| Primary APN | 23-1.0-01-1-003-032.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,076 sqft Living Area |
| Basement Area | 1,076 sqft |
| Finished Basement | 1,076 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,234 sqft (0.304 acres) |
| Lot Dimensions | 221 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 406 E ROSE CIR |
|---|---|
| City | ODESSA |
| State | MO |
| Zip | 64076-1294 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 34 JENNINGS 2ND ADDN; 736-850, 769-679, 881-205, 911-277, 2011DR2205 |
| Legal Range | 28 |
| Legal Township | 48 |
| Legal Section | 01 |
| Legal Subdivision | JENNINGS SECOND ADDITION |
| Legal Lot Number | 34 |
| Jurisdiction | LAFAYETTE MO |
| Township / Civil Division | SNI-A-BAR |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 90601 |
Source: Lafayette County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 406 E ROSE CIR, ODESSA, MO 64076-1294 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 27, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CENTRAL BANK |
| Jun 23, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CENTRAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2011 · Amount on Record |
| Deed Sale | Jun 28, 2011 · Amount on Record |
| Deed Document Number | 20111DR2205 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 406 E ROSE CIR, ODESSA, MO 64076-1294 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020DR3606 |
|---|---|
| Date | Aug 27, 2020 |
| Instrument | 2020DR3606 |
| Name | CENTRAL BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 406 E ROSE CIR, ODESSA, MO 64076-1294 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2020 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | 2020DR2454 |
|---|---|
| Date | Jun 23, 2020 |
| Instrument | 2020DR2454 |
| Name | CENTRAL BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2035 |
Source: Lafayette County assessment roll, as of October 28, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lafayette County |
| Municipality | Odessa City |
| Unified School District | Odessa R-VII School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,099.00 | $28,348 (+14%) | $149,200 (+14%) Land $14,290 Building $134,910 |
| 2023 | $24,867 | $130,877 Land $12,537 Building $118,340 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ODESSA PWS serves 5,202 people · EPA ID MO1010599 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Socket Telecom Fiber | 2,500 / 2,500 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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