Lafayette County property record for 401 E Rose Cir, Odessa, MO 64076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,338 sqft · built 1990 |
| Lot Size | 0.745 acres (32,435 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,453 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jun 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-1.0-01-1-003-017.000 |
| Primary APN | 23-1.0-01-1-003-017.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,338 sqft Living Area |
| Basement Area | 1,338 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 32,435 sqft (0.745 acres) |
| Lot Dimensions | 132 ft deep x 45 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 401 E ROSE CIR |
|---|---|
| City | ODESSA |
| State | MO |
| Zip | 64076-1293 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 JENNINGS 2ND ADDN; 705-217, 720-408, 990-973, 995-384, 1000-844, 1001-417, 1036-1045, 1129-1080, 1145-4, 2015DR0699, 20 |
| Legal Range | 28 |
| Legal Township | 48 |
| Legal Section | 01 |
| Legal Subdivision | JENNINGS |
| Legal Lot Number | 1 |
| Jurisdiction | LAFAYETTE MO |
| Township / Civil Division | SNI-A-BAR |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 90601 |
Source: Lafayette County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 981 S END RD, OREGON CITY, OR 97045-3446 |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Apr 29, 2026 | Deed of Trust, Mortgage · Line of Credit COMMUNITY ED FEDERAL CREDIT UNION |
| Jun 30, 2023 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITYAMERICA CREDIT UNION |
| Jul 1, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2025 |
| Deed Sale | Nov 17, 2025 |
| Prior Sale | Jun 29, 2023 · Amount on Record |
| Deed Document Number | 20254533 |
| Prior Transfer Date | Mar 3, 2015 |
| Prior Transfer Doc | 0000050699 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Recording Date | Apr 29, 2026 |
| Property Address | 401 E ROSE CIR, ODESSA, MO 64076-1293 |
| Document Number | 0000001722 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 20261722 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 401 E ROSE CIR, ODESSA, MO 64076-1293 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001722, |
|---|---|
| Date | Apr 29, 2026 |
| Instrument | 20261722 |
| Name | COMMUNITY ED FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 15, 2051 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 401 E ROSE CIR, ODESSA, MO 64076-1293 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2023DR2414 |
|---|---|
| Date | Jun 30, 2023 |
| Instrument | 2023DR2414 |
| Name | COMMUNITYAMERICA CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 0.06% |
| Index | Other |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Recording Date | Jul 1, 2020 |
| Property Address | 401 E ROSE CIR, ODESSA, MO 64076-1293 |
| Document Number | 2020DR2568 |
| Instrument Date | Jun 19, 2020 |
| Instrument | 2020DR2568 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 E ROSE CIR, ODESSA, MO 64076-1293 |
| Document Number | 2020DR2569 |
|---|---|
| Date | Jul 1, 2020 |
| Instrument | 2020DR2569 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: Lafayette County assessment roll, as of October 28, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lafayette County |
| Municipality | Odessa City |
| Unified School District | Odessa R-VII School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,453.00 (+11.55%) | $33,119 (+14%) | $174,310 (+14%) Land $26,690 Building $147,620 |
| 2024 | $2,199.00 | ||
| 2023 | $29,052 | $152,905 Land $23,415 Building $129,490 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ODESSA PWS serves 5,202 people · EPA ID MO1010599 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Socket Telecom Fiber | 2,500 / 2,500 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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