Lafayette County property record for 405 E Rose Cir, Odessa, MO 64076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,090 sqft · built 1989 |
| Lot Size | 0.196 acres (8,516 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $261,313 (Nov 2025) |
| Tax Bill | $1,896 (2025) |
| Deeds & Mortgages | Nov 2025 Second Mortgage Nov 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-1.0-01-1-003-019.000 |
| Primary APN | 23-1.0-01-1-003-019.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,090 sqft Living Area |
| Basement Area | 1,090 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Split Foyer |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,516 sqft (0.196 acres) |
| Lot Dimensions | 125 ft deep x 75 ft wide |
| Porch | Slab |
| Porch Area | 42 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 405 E ROSE CIR |
|---|---|
| City | ODESSA |
| State | MO |
| Zip | 64076-1293 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 JENNINGS 2ND ADDN; 757-875, 785-818, 825-730, 1016-1163, 1075-363, 2012DR0686, 2020DR0769 |
| Legal Range | 28 |
| Legal Township | 48 |
| Legal Section | 01 |
| Legal Subdivision | JENNINGS SECOND ADDITION |
| Legal Lot Number | 3 |
| Jurisdiction | LAFAYETTE MO |
| Township / Civil Division | SNI-A-BAR |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 90601 |
Source: Lafayette County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 405 E ROSE CIR, ODESSA, MO 64076-1293 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Nov 12, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION |
| Nov 12, 2025 | Deed of Trust, Mortgage · FHA Mortgage LEADERONE FINANCIAL CORP |
| Nov 7, 2025 | Warranty Deed, Transfer · FHA Mortgage LEADERONE FINANCIAL CORP |
| Feb 27, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2025 · Amount on Record |
| Deed Sale | Nov 7, 2025 · Amount on Record |
| Prior Sale | Feb 27, 2020 · Amount on Record |
| Deed Document Number | 20254420 |
| Prior Transfer Date | Oct 31, 2011 |
| Prior Transfer Doc | 0000020686 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 405 E ROSE CIR, ODESSA, MO 64076-1293 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2025DR4475 |
|---|---|
| Date | Nov 12, 2025 |
| Instrument | 2025DR4475 |
| Name | MISSOURI HOUSING DEVELOPMENT COMMISSION |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 405 E ROSE CIR, ODESSA, MO 64076-1293 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2025DR4456 |
|---|---|
| Date | Nov 12, 2025 |
| Instrument | 2025DR4456 |
| Name | LEADERONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Recording Date | Nov 7, 2025 |
| Property Address | 405 E ROSE CIR, ODESSA, MO 64076-1293 |
| Document Number | 2025DR4420 |
| Map Reference | MB 13 PG 3 |
| Instrument Date | Nov 5, 2025 |
| Instrument | 2025DR4420 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 E ROSE CIR, ODESSA, MO 64076-1293 |
| Document Number | 2025DR4456 |
|---|---|
| Date | Nov 7, 2025 |
| Instrument | 2025DR4456 |
| Name | LEADERONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Recording Date | Feb 27, 2020 |
| Property Address | 405 E ROSE CIR, ODESSA, MO 64076-1293 |
| Document Number | 2020DR0769 |
| Instrument Date | Feb 26, 2020 |
| Instrument | 2020DR0769 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Title Company | MISC COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 E ROSE CIR, ODESSA, MO 64076-1293 |
| Document Number | 2020DR0771 |
|---|---|
| Date | Feb 27, 2020 |
| Instrument | 2020DR0771 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
Source: Lafayette County assessment roll, as of October 28, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lafayette County |
| Municipality | Odessa City |
| Unified School District | Odessa R-VII School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,896.00 | $25,608 (+14%) | $134,780 (+14%) Land $13,450 Building $121,330 |
| 2023 | $22,464 | $118,232 Land $11,802 Building $106,430 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ODESSA PWS serves 5,202 people · EPA ID MO1010599 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Socket Telecom Fiber | 2,500 / 2,500 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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