400 E Monterey St, Denison, TX 75021 Property Records

Grayson County property record for 400 E Monterey St, Denison, TX 75021

Property Summary

Property Type	Single Family Home
Details	1,129 sqft · built 2017
Lot Size	0.166 acres (7,248 sqft)
Owner	Individual Name on Record
Tax Bill	$3,155 (2024)
Deeds & Mortgages	Jun 2020 Mortgage Jan 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`D029 3085081`

Property Details

APN / Parcel Number

Primary APN	`D029 3085081`
Alternative APN	`147036`

Interior

Building Area	1,129 sqft Living Area
1st Floor Area	1,129 sqft
Utility Area	64 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2018
Lot Area	7,248 sqft (0.166 acres)
Lot Dimensions	145 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	114 sqft

Location & Zoning

Account Number	147036
Old Parcel Number	D029 3085081
Street Address	400 E MONTEREY ST
City	DENISON
State	TX
Zip	75021-6658
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND VIEW ADDN, BLOCK 13, LOT 10, ACRES .1664
Legal Subdivision	HIGHLAND VIEW ADDN
Legal Block	13
Legal Lot Number	10
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1010
Census Tract	600

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	400 E MONTEREY ST, DENISON, TX 75021-6658
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jan 18, 2018	Warranty Deed, Transfer COMPASS BK
May 1, 2017	Trustee's Deed, Construction Loan · Construction Mortgage FIRST UNITED BK
Apr 10, 2017	Grant Deed, Transfer RED RIVER TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2018
Deed Sale	Jan 17, 2018
Prior Sale	Dec 4, 2013 · Amount on Record
Deed Document Number	2018-1098
Last Transfer Date	Jan 18, 2018
Transfer Doc	0000001098
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	400 E MONTEREY ST, DENISON, TX 75021-6658
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	GRAYSON COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013990
Date	Jun 11, 2020
Instrument	2020-00013990

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Jan 18, 2018
Property Address	400 E MONTEREY ST, DENISON, TX 75021-6658
Document Number	0000001098
Instrument Date	Jan 17, 2018
Instrument	1098
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	GRAYSON COUNTY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 E MONTEREY ST DENISON TX 75021, DENISON, TX 75021

Mortgage

Document Number	1099
Date	Jan 18, 2018
Instrument	1099

Lender

Name	COMPASS BK
Type	Federal Savings Bank
Address	BIRMINGHAM, AL 35202

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2048

May 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	GRAYSON TX
Recording Date	May 1, 2017
Property Address	400 E MONTEREY ST, DENISON, TX 75021-6658
Book / Page	005991 / 000293
Instrument Date	May 1, 2017
Instrument	9137
Transaction Type	Construction Loan
Record Updated	Nov 16, 2018
Title Company	RED RIVER TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4577 THERESA DR DENISON TX 750202922, DENISON, TX 75020-2922

Mortgage

Document Number	0000009137
Date	May 1, 2017
Book Page	005991/000293
Instrument	9137

Lender

Name	FIRST UNITED BK
Type	Bank
Address	SHERMAN, TX 75090

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GRAYSON TX
Recording Date	Apr 10, 2017
Property Address	400 E MONTEREY ST, DENISON, TX 75021-6658
Document Number	0000007461
Book / Page	005980 / 000027
Instrument Date	Dec 19, 2016
Instrument	7461
Transaction Type	Transfer
Record Updated	Jul 11, 2017
Title Company	RED RIVER TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4577 THERESA DR DENISON TX 750202922, DENISON, TX 75020-2922

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$205,069 (+0.18%) Land $34,293 Building $170,776	$205,069 (+0.18%) Land $34,293 Building $170,776
2024	$3,155.00 (+1.15%)
2023		$204,692 Land $34,075 Building $170,617	$204,692 Land $34,075 Building $170,617
2022	$3,119.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Bluepeak Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile, TekWav.

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