400 E Main St, Thurmont, MD 21788 Property Records

Frederick County property record for 400 E Main St, Thurmont, MD 21788

Property Summary

Property Type	Single Family Home
Details	built 1900
Lot Size	0.248 acres (10,800 sqft)
Owner	Individual Name on Record
Tax Bill	$1,013 (2025)
Flood Zone	Zone X (minimal risk)
APN	`15-342587`

Property Details

APN / Parcel Number

Primary APN	`15-342587`
Alternative APN	`342587`

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	10,800 sqft (0.248 acres)
Lot Dimensions	180 ft deep x 60 ft wide
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Municipal

Location & Zoning

Account Number	342587
Street Address	400 E MAIN ST
City	THURMONT
State	MD
Zip	21788-2014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 60 X 180 400 E. MAIN ST. THURMONT
Legal Subdivision	THURMONT
Legal Block	220
Legal Lot Number	400
Jurisdiction	FREDERICK MD
Township / Civil Division	15, THURMONT
Census Block Group	2
Census Block	2000
Census Tract	753001

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13819 LONG RD, THURMONT, MD 21788-2262
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 1997
Deed Sale	Jun 11, 1997
Deed Document Number	19973335
Deed Book / Page	2301 / 22
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Thurmont Town
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,700 (+9.52%) Land $57,100 Building $9,600	$66,700 (+9.52%) Land $57,100 Building $9,600
2025	$1,013.00 (+6.52%)
2023	$951.00	$60,900 Land $53,700 Building $7,200	$60,900 Land $53,700 Building $7,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF THURMONT serves 6,200 people · EPA ID MD0100023
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20