Madison County property record for 406 E Main St, Saint Jacob, IL 62281
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,560 sqft · built 1994 |
| Lot Size | 0.277 acres (12,101 sqft) |
| Owner | Company Name on File |
| Last Sale | $16,000 (Apr 2020) |
| Tax Bill | $5,023 (2025) |
| Deeds & Mortgages | May 2021 Construction Loan May 2021 Construction Loan + 1 more |
| APN | 05-2-23-10-17-301-003 |
| Primary APN | 05-2-23-10-17-301-003 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,560 sqft Total Area |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Mobile Home |
| Lot Area | 12,101 sqft (0.277 acres) |
| Lot Dimensions | 176 ft deep x 68 ft wide |
| Cooling System | Central |
|---|
| Street Address | 406 E MAIN ST |
|---|---|
| City | SAINT JACOB |
| State | IL |
| Zip | 62281-1729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STONES CORNER LOT 3 68.7X176.14 |
| Legal Subdivision | STONES CORNER SUB |
| Legal Lot Number | 3 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | ST. JACOB |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 403702 |
Source: Madison County records · APN 05-2-23-10-17-301-003
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 10725 US HIGHWAY 40, SAINT JACOB, IL 62281-1743 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 17, 2021 | Deed of Trust, Mortgage · Construction Mortgage FCB BANKS |
| May 17, 2021 | Deed of Trust, Mortgage · Construction Mortgage FCB BANKS |
| Apr 24, 2020 | Warranty Deed, Transfer ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 24, 2020 · Amount on Record |
| Deed Sale | Apr 24, 2020 · Amount on Record |
| Deed Document Number | 202013101 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 406 E MAIN ST, SAINT JACOB, IL 62281-1729 |
| Transaction Type | Mortgage |
| Record Updated | May 04, 2026 |
| Title Company | ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000021106 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 2021R21106 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 406 E MAIN ST, SAINT JACOB, IL 62281-1729 |
| Transaction Type | Mortgage |
| Record Updated | May 04, 2026 |
| Title Company | ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000021107 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 2021R21107 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Apr 24, 2020 |
| Property Address | 406 E MAIN ST, SAINT JACOB, IL 62281-1729 |
| Document Number | 0000013101 |
| Instrument Date | Apr 03, 2020 |
| Instrument | 13101 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2020 |
| Title Company | ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $24.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 311 N DOUGLAS ST #8 ST JACOB IL 622811568, 8, ST JACOB, IL 62281-1568 |
Source: Madison County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | St. Jacob Township |
| Municipality | St. Jacob Village |
| Unified School District | Triad Community Unit School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,023.00 (+1,525.57%) | $69,640 (+1,889.71%) Land $4,660 Building $64,980 | $208,920 (+1,887.63%) Land $13,980 Building $194,940 |
| 2024 | $309.00 (+13.19%) | ||
| 2022 | $273.00 | $3,500 Land $3,500 | $10,511 Land $10,511 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2013 · rainfall accumulation |
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Progressive Voice & Data Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
Based on FCC filings for 256 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST JACOB serves 2,008 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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