302 E Main St, Saint Jacob, IL 62281 Property Records

Madison County property record for 302 E Main St, Saint Jacob, IL 62281

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,328 sqft · built 1970
Lot Size	0.209 acres (9,116 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Jul 2022)
Tax Bill	$4,959 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
APN	`05-2-23-09-20-405-015`

Property Details

APN / Parcel Number

Primary APN	`05-2-23-09-20-405-015`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,328 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	9,116 sqft (0.209 acres)
Lot Dimensions	106 ft deep x 86 ft wide
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	302 E MAIN ST
City	SAINT JACOB
State	IL
Zip	62281-1732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL TOWN LT PT 9 & 10 86X106
Legal Subdivision	ORIGINAL TOWN
Legal Lot Number	9-10
Jurisdiction	MADISON IL
Township / Civil Division	ST. JACOB
Census Block Group	4
Census Block	4018
Census Tract	403702

Owner

Source: Madison County records · APN 05-2-23-09-20-405-015

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	302 E MAIN ST, SAINT JACOB, IL 62281-1732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 19, 2022 · Amount on Record
Deed Sale	Jul 19, 2022 · Amount on Record
Prior Sale	Jun 05, 2007
Deed Document Number	202223971
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jul 19, 2022
Property Address	302 E MAIN ST, SAINT JACOB, IL 62281-1732
Document Number	0000023971
Map Reference	PB 3 PG 17
Instrument Date	Jul 15, 2022
Instrument	2022R23971
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	HIGHLAND CMNTY TITLE LLC, HIGHLAND COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$217.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	302 E MAIN ST, SAINT JACOB, IL 62281-1732

Mortgage

Document Number	0000023972
Date	Jul 19, 2022
Instrument	2022R23972

Lender

Name	STATE BANK OF ST JACOB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	4.95%

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	St. Jacob Township
Municipality	St. Jacob Village
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,959.00 (+9.59%)	$74,760 (+33%) Land $9,780 Building $64,980	$224,280 (+32.87%) Land $29,340 Building $194,940
2024	$4,525.00 (+3.15%)
2022	$4,387.00	$56,210 Land $7,350 Building $48,860	$168,799 Land $22,072 Building $146,727

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Progressive Voice & Data Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Based on FCC filings for 256 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ST JACOB serves 2,008 people
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.