212 E Main St, Saint Jacob, IL 62281 Property Records

Madison County property record for 212 E Main St, Saint Jacob, IL 62281

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1935
Lot Size	0.465 acres (20,280 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Jun 2021)
Tax Bill	$3,354 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Sep 2019 Sale & Mortgage
APN	`05-2-23-09-20-404-009`

Property Details

APN / Parcel Number

Primary APN	`05-2-23-09-20-404-009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	20,280 sqft (0.465 acres)
Lot Depth	156 ft Depth
Garage Type	Detached
Garage Area	323 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	212 E MAIN ST
City	SAINT JACOB
State	IL
Zip	62281-1734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL TOWN LOT 16 PT 17-18 130X156
Legal Subdivision	ORIGINAL TOWN
Legal Lot Number	16
Jurisdiction	MADISON IL
Township / Civil Division	ST. JACOB
Census Block Group	4
Census Block	4044
Census Tract	403702

Owner

Source: Madison County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	212 E MAIN ST, SAINT JACOB, IL 62281-1734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP
Sep 6, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2021 · Amount on Record
Deed Sale	Jun 1, 2021 · Amount on Record
Prior Sale	Sep 6, 2019 · Amount on Record
Deed Document Number	202123264
Prior Transfer Date	Aug 29, 2011
Prior Transfer Doc	0000032588
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jun 1, 2021
Property Address	212 E MAIN ST, SAINT JACOB, IL 62281-1734
Document Number	0000023264
Map Reference	PB 20 PG 66
Instrument Date	May 27, 2021
Instrument	2021R23264
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	TOWN AND COUNTRY TITLE, TOWN & COUNTRY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	212 E MAIN ST, SAINT JACOB, IL 62281-1734

Mortgage

Document Number	0000023265
Date	Jun 1, 2021
Instrument	2021R23265

Lender

Name	LEADER ONE FINANCIAL CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	3.13%

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Sep 6, 2019
Property Address	212 E MAIN ST, SAINT JACOB, IL 62281-1734
Document Number	0000028554
Instrument Date	Aug 21, 2019
Instrument	28554
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$172.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 E MAIN ST ST JACOB IL 622811734, ST JACOB, IL 62281-1734

Mortgage

Document Number	28555
Date	Sep 6, 2019
Instrument	28555

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	St. Jacob Township
Municipality	St. Jacob Village
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,354.00 (-3.68%)	$52,500 (+33.01%) Land $17,780 Building $34,720	$157,500 (+32.88%) Land $53,340 Building $104,160
2024	$3,482.00 (+13.05%)
2022	$3,080.00	$39,470 Land $13,370 Building $26,100	$118,528 Land $40,150 Building $78,378

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST JACOB serves 2,008 people · EPA ID IL1190950
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HomeTel Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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