406 E Broadway St, Decorah, IA 52101 Property Records

Winneshiek County property record for 406 E Broadway St, Decorah, IA 52101

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,183 sqft · built 1920
Lot Size0.102 acres (4,428 sqft)
OwnerIndividual Name on Record
Tax Bill$3,122 (2026)
Deeds & MortgagesFeb 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN111531300900

Property Details

APN / Parcel Number

Primary APN111531300900

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,183 sqft Living Area
1st Floor Area616 sqft
Basement Area616 sqft
Unfinished Basement616 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,428 sqft (0.102 acres)
Lot Dimensions123 ft deep x 36 ft wide
Garage TypeDetached
Garage Area696 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area144 sqft
Deck Area368 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address406 E BROADWAY ST
CityDECORAH
StateIA
Zip52101-1938
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 36' OF L 8 BLK 38 ORIG DECORAH
Legal Range08W
Legal Township98N
Legal Section15
Legal SubdivisionORIGINAL DECORAH
Legal Block38
JurisdictionWINNESHIEK IA
Township / Civil DivisionDECORAH
Census Block Group1
Census Block1087
Census Tract950200

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address406 E BROADWAY ST, DECORAH, IA 52101-1938
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNESHIEK IA
Property Address406 E BROADWAY ST, DECORAH, IA 52101-1938
Transaction TypeMortgage
Record UpdatedMar 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 E BROADWAY ST, DECORAH, IA 52101-1938

Mortgage

Document Number002026/313
DateFeb 10, 2026
Book Page2026/313
Instrument2026 313
Lender
NameDECORAH BANK & TRUST CO
TypeBank
AddressDECORAH, IA 52101
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueFeb 18, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

TypeName
StateIowa
CountyWinneshiek County
MunicipalityDecorah City
Unified School DistrictDecorah Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,122.00$191,380 (-) Land $15,880 Building $175,500$191,380 (-) Land $15,880 Building $175,500
2025$3,122.00 (+6.55%) Homeowner's exemption$191,380 (+15.39%) Land $15,880 Building $175,500$191,380 (+15.39%) Land $15,880 Building $175,500
2024$2,930.00 (+4.2%)
2023$165,850 (+15.29%) Land $15,880 Building $149,970$165,850 (+15.29%) Land $15,880 Building $149,970
2022$2,812.00 Homeowner's exemption$143,850 Land $13,230 Building $130,620
2021$143,850 Land $13,230 Building $130,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Nearby Flood Policies24 in force
Nearby Flood Claims4 (2016)
Claims Outside the SFHA3 of 4
Most Recent ClaimAug 2016 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Aug 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDECORAH WATER DEPARTMENT
serves 7,615 people · EPA ID IA9630012
Water SourceGroundwater
Last State InspectionJun 2024
Lead9 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Nextlink
Fixed Wireless
100 / 20

May also be available: GigFire.

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