402 E Broadway St, Decorah, IA 52101 Property Records

Winneshiek County property record for 402 E Broadway St, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,556 sqft · built 1900
Lot Size	0.075 acres (3,286 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Jan 2023)
Tax Bill	$3,280 (2026)
Deeds & Mortgages	May 2018 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`111531300700`

Property Details

APN / Parcel Number

Primary APN	`111531300700`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,556 sqft Living Area
1st Floor Area	694 sqft
Basement Area	862 sqft
Unfinished Basement	862 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Metal
Lot Area	3,286 sqft (0.075 acres)
Lot Dimensions	62 ft deep x 53 ft wide
Garage Type	Attached
Garage Area	309 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	402 E BROADWAY ST
City	DECORAH
State	IA
Zip	52101-1938
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 1/2 L 10 BLK 38 ORIG DEC
Legal Range	08W
Legal Township	98N
Legal Section	15
Legal Subdivision	MAYNARD & SYNDERS ADD
Legal Block	38
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	1
Census Block	1087
Census Tract	950200

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	402 E BROADWAY ST, DECORAH, IA 52101-1938
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2018	Deed of Trust, Mortgage CARDINAL FINANCIAL COMPANY, LP
May 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL CO
Jan 20, 2023	Warranty Deed, Transfer · Conventional Mortgage DECORAH BANK & TRUST CO
May 25, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2023 · Amount on Record
Deed Sale	Jan 20, 2023 · Amount on Record
Deed Document Number	2023208
Deed Book / Page	2023 / 208
Prior Transfer Date	May 18, 2018
Prior Transfer Doc	2018/1503
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	402 E BROADWAY ST, DECORAH, IA 52101-1938
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002018/0000001504
Date	May 25, 2018
Book Page	0000002018/0000001504
Instrument	000000001504

Lender

Name	CARDINAL FINANCIAL COMPANY, LP

Agreement

Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2048

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	402 E BROADWAY ST, DECORAH, IA 52101-1938
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02020/1691
Date	May 21, 2020
Book Page	2020/1691
Instrument	2020 1691

Lender

Name	CARDINAL FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Jan 20, 2023
Property Address	402 E BROADWAY ST, DECORAH, IA 52101-1938
Document Number	002023/208
Book / Page	2023 / 208
Instrument Date	Jan 20, 2023
Instrument	2023 0208
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$279.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 E BROADWAY ST, DECORAH, IA 52101-1938

Mortgage

Document Number	0020230209
Date	Jan 20, 2023
Instrument	2023 0209

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2043

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNESHIEK IA
Recording Date	May 25, 2018
Property Address	402 E BROADWAY ST, DECORAH, IA 52101-1938
Document Number	2018/1503
Book / Page	2018 / 1503
Instrument Date	May 18, 2018
Instrument	000000001503
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	402 E BROADWAY ST, DECORAH, IA 52101-1938
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Decorah City
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,280.00	$200,510 (-) Land $16,220 Building $184,290	$200,510 (-) Land $16,220 Building $184,290
2025	$3,280.00 (+6.91%) Homeowner's exemption	$200,510 (+15.76%) Land $16,220 Building $184,290	$200,510 (+15.76%) Land $16,220 Building $184,290
2024	$3,068.00 (+4.42%)
2023		$173,210 (+22.83%) Land $16,220 Building $156,990	$173,210 (+22.83%) Land $16,220 Building $156,990
2022	$2,938.00	$141,020 Land $13,520 Building $127,500
2021			$141,020 Land $13,520 Building $127,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	4 (2016)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2016 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Aug 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Nextlink Fixed Wireless	100 / 20

May also be available: GigFire.

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