404 E Broadway St, Decorah, IA 52101 Property Records

Winneshiek County property record for 404 E Broadway St, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,186 sqft · built 1890
Lot Size	0.181 acres (7,878 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,106 (2026)
Deeds & Mortgages	Oct 2024 Transfer Jun 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`111531300800`

Property Details

APN / Parcel Number

Primary APN	`111531300800`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,186 sqft Living Area
1st Floor Area	908 sqft
Basement Area	908 sqft
Unfinished Basement	908 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,878 sqft (0.181 acres)
Lot Dimensions	123 ft deep x 58 ft wide
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	106 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Water Source	Commercial

Location & Zoning

Street Address	404 E BROADWAY ST
City	DECORAH
State	IA
Zip	52101-1938
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 17' OF L 8 & L 9 EXC W 12' N 1/2 L 9 BLK 38 ORIG DECORAH
Legal Range	08W
Legal Township	98N
Legal Section	15
Legal Subdivision	ORIGINAL TOWN DECORAH
Legal Block	38
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	1
Census Block	1087
Census Tract	950200

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	601 SUNRISE BLVD, DECORAH, IA 52101-2527
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2024	Intrafamily Transfer, Transfer
Jun 28, 2024	Warranty Deed, Transfer · Conventional Mortgage DECORAH BANK & TRUST CO
Aug 20, 2019	Warranty Deed, Transfer · ARM DECORAH BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WINNESHIEK IA
Recording Date	Oct 4, 2024
Property Address	404 E BROADWAY ST, DECORAH, IA 52101-1938
Document Number	02024/1434
Book / Page	2024 / 1434
Instrument Date	Oct 4, 2024
Instrument	2024 1434
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	405 S LINCOLN ST, LAKE MILLS, IA 50450-1622

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Jun 28, 2024
Property Address	404 E BROADWAY ST, DECORAH, IA 52101-1938
Document Number	02024/1434
Book / Page	2024 / 1434
Instrument Date	Jun 27, 2024
Instrument	2024 1434
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$253.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	601 SUNRISE BLVD, DECORAH, IA 52101-2527

Mortgage

Document Number	0020241435
Date	Jun 28, 2024
Instrument	2024 1435

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2054

Interest

Rate Type	Adjustable Rate
Rate	8.25%
Type Change Date	Jun 1, 2031
Change Frequency	Annually
Min Rate At Change	8.25%
Max Rate At Change	10.2%
Index	1-Year T-Bill
Margin	3
Max Rate	14.2%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Aug 20, 2019
Property Address	404 E BROADWAY ST, DECORAH, IA 52101-1938
Document Number	02019/2318
Book / Page	2019 / 2318
Instrument Date	Jul 30, 2019
Instrument	2318
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2275 COUNTY RD, DECORAH, IA 52101

Mortgage

Document Number	02019/2320
Date	Aug 20, 2019
Book Page	2019/2320
Instrument	2320

Lender

Name	DECORAH BANK & TRUST COMPANY

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2034

Interest

Rate Type	Adjustable Rate
Rate	4.7%
Type Change Date	Aug 19, 2024
Index	5-Year CMT
Margin	3

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Decorah City
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,106.00	$179,610 (-) Land $29,250 Building $150,360	$179,610 (-) Land $29,250 Building $150,360
2025	$3,106.00 (+12.45%)	$179,610 (+22.38%) Land $29,250 Building $150,360	$179,610 (+22.38%) Land $29,250 Building $150,360
2024	$2,762.00 (+4.46%)
2023		$146,760 (+15.65%) Land $29,250 Building $117,510	$146,760 (+15.65%) Land $29,250 Building $117,510
2022	$2,644.00	$126,900 Land $24,380 Building $102,520
2021			$126,900 Land $24,380 Building $102,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	4 (2016)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2016 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Aug 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Nextlink Fixed Wireless	100 / 20

May also be available: GigFire.

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