406 Chestnut St, Franklin, KY 42134 Property Records

Simpson County property record for 406 Chestnut St, Franklin, KY 42134

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,109 sqft · built 2017
Lot Size	0.483 acres (21,083 sqft)
Owner	Individual Name on Record
Last Sale	$97,000 (Oct 2017)
Tax Bill	$952 (2025)
Deeds & Mortgages	Oct 2017 Sale Oct 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`013-00-09-035.00`

Property Details

APN / Parcel Number

Primary APN	`013-00-09-035.00`
Alternative APN	`9594`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,109 sqft Living Area

Exterior

Year Built	Built 2017
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,083 sqft (0.483 acres)
Porch	Porch
Porch Area	16 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	406 CHESTNUT ST
City	FRANKLIN
State	KY
Zip	42134-2234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	406 CHESTNUT STREET
Legal Subdivision	ANNA PEARL HUNTER MINOR SUB
Jurisdiction	SIMPSON KY
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2032
Census Tract	970401

Owner

Source: Simpson County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	406 CHESTNUT ST, FRANKLIN, KY 42134-2234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2017	Deed, Transfer
Oct 4, 2017	Deed, Transfer · Line of Credit GUARANTY TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2017 · Amount on Record
Deed Sale	Oct 4, 2017 · Amount on Record
Deed Document Number	1182836
Deed Book / Page	D330 / 390
Record Updated	Jun 8, 2026

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SIMPSON KY
Recording Date	Oct 4, 2017
Property Address	406 CHESTNUT ST, FRANKLIN, KY 42134-2234
Document Number	D330/390
Book / Page	D330 / 390
Map Reference	DB 322 PG 654
Instrument Date	Sep 22, 2017
Instrument	1182836
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Tax	$97.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 847, FRANKLIN, KY 42135-0847

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 CHESTNUT ST, FRANKLIN, KY 42134-2234

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SIMPSON KY
Recording Date	Oct 4, 2017
Property Address	406 CHESTNUT ST, FRANKLIN, KY 42134-2234
Document Number	00D330/390
Book / Page	D330 / 390
Map Reference	MB 1 PG 98
Instrument Date	Sep 22, 2017
Instrument	1182836
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$97.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 847, FRANKLIN, KY 42135-0847

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 CHESTNUT ST, FRANKLIN, KY 42134-2234

Mortgage

Document Number	0001182837
Date	Oct 4, 2017
Instrument	1182837

Lender

Name	GUARANTY TRUST CO
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Simpson County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Simpson County
Municipality	Franklin City
Unified School District	Simpson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$952.00 (-5.74%)	$108,500 (-)	$108,500 (-)
2023	$1,010.00	$108,500	$108,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER WORKS serves 31,602 people · EPA ID KY1070144
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Franklin EPB Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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