405 Chestnut St, Franklin, KY 42134 Property Records

Simpson County property record for 405 Chestnut St, Franklin, KY 42134

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,215 sqft · built 1973
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on File
Last Sale	$68,000 (Feb 2018)
Tax Bill	$446 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`013-00-08-008.00`

Property Details

APN / Parcel Number

Primary APN	`013-00-08-008.00`
Alternative APN	`2414`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,215 sqft Living Area

Exterior

Year Built	Built 1973
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Porch	Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	405 CHESTNUT ST
City	FRANKLIN
State	KY
Zip	42134-2233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	405 CHESTNUT STREET
Jurisdiction	SIMPSON KY
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2042
Census Tract	970401

Owner

405 Chestnut St is owned and occupied by an individual who bought it in February 2018.

Source: Simpson County records, as of January 30, 2026

Owner of Record	Individual Name on File
Mailing Address	405 CHESTNUT ST, FRANKLIN, KY 42134-2233
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Sep 23, 2019	Deed of Trust, Mortgage · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Feb 5, 2018	Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2018 · Amount on File
Deed Sale	Feb 5, 2018 · Amount on File
Deed Document Number	1184468
Deed Book / Page	D332 / 693
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON KY
Recording Date	Aug 26, 2026
Property Address	405 CHESTNUT ST, FRANKLIN, KY 42134-2233
Document Number	0001267805
Book / Page	593 / 422
Instrument Date	Aug 13, 2026
Instrument	20261267805
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 CHESTNUT ST, FRANKLIN, KY 42134-2233

Mortgage

Document Number	0001267805,
Date	Aug 26, 2026
Book Page	593/422
Instrument	20261267805

Lender

Name	REGIONS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2046

Interest

Max Rate	-1%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON KY
Property Address	405 CHESTNUT ST, FRANKLIN, KY 42134-2233
Transaction Type	Mortgage
Record Updated	Dec 30, 2019
Title Company	SUMMIT TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M462/606
Date	Sep 23, 2019
Book Page	M462/606
Instrument	1193399

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SIMPSON KY
Recording Date	Feb 5, 2018
Property Address	405 CHESTNUT ST, FRANKLIN, KY 42134-2233
Document Number	00D332/693
Book / Page	D332 / 693
Instrument Date	Jan 31, 2018
Instrument	1184468
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	SUMMIT TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$68.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	303 S RUSSELL ST, 303, PORTLAND, TN 37148-1203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 CHESTNUT ST, FRANKLIN, KY 42134-2233

Mortgage

Document Number	0001184469
Date	Feb 5, 2018
Instrument	1184469

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 405 Chestnut St was $446 with a homeowner's exemption.

Source: Simpson County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Simpson County
Municipality	Franklin City
Unified School District	Simpson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$446.00 Homeowner's exemption	$100,000	$100,000
2023	$931.00	$100,000	$100,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Chestnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Chestnut St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER WORKS serves 31,602 people · EPA ID KY1070144
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Franklin EPB Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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