404 Chestnut St, Franklin, KY 42134 Property Records

Simpson County property record for 404 Chestnut St, Franklin, KY 42134

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,109 sqft · built 2017
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$97,000 (Jun 2017)
Tax Bill	$952 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`013-00-09-035.01`

Property Details

APN / Parcel Number

Primary APN	`013-00-09-035.01`
Alternative APN	`36493`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,109 sqft Living Area

Exterior

Year Built	Built 2017
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Porch	Porch
Porch Area	16 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	404 CHESTNUT ST
City	FRANKLIN
State	KY
Zip	42134-2234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	404 CHESTNUT STREET
Legal Subdivision	ANNA PEARL HUNTER MINOR SUB
Jurisdiction	SIMPSON KY
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2032
Census Tract	970401

Owner

Source: Simpson County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	404 CHESTNUT ST, FRANKLIN, KY 42134-2234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 29, 2017	Deed, Transfer UPLAND TITLE LLC
Jun 29, 2017	Deed, Transfer · FHA Mortgage SOUTH CENTRAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2017 · Amount on Record
Deed Sale	Jun 29, 2017 · Amount on Record
Deed Document Number	1181359
Deed Book / Page	D328 / 607
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON KY
Property Address	404 CHESTNUT ST, FRANKLIN, KY 42134-2234
Transaction Type	Mortgage
Record Updated	Oct 22, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M505/432
Date	Oct 7, 2021
Book Page	M505/432
Instrument	1205182

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	310 Months
Due	Aug 1, 2047

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SIMPSON KY
Recording Date	Jun 29, 2017
Property Address	404 CHESTNUT ST, FRANKLIN, KY 42134-2234
Document Number	D328/607
Book / Page	D328 / 607
Map Reference	PB 1 PG 98
Instrument Date	Jun 26, 2017
Instrument	1181359
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	UPLAND TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$97.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 847, FRANKLIN, KY 42135-0847

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	153 BUENA VISTA EST, CAVE CITY, KY 42127-9470

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SIMPSON KY
Recording Date	Jun 29, 2017
Property Address	404 CHESTNUT ST, FRANKLIN, KY 42134-2234
Document Number	00D328/607
Book / Page	D328 / 607
Map Reference	MB 1 PG 98
Instrument Date	Jun 26, 2017
Instrument	1181359
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	UPLAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$97.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 847, FRANKLIN, KY 42135-0847

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 CHESTNUT ST, FRANKLIN, KY 42134-2234

Mortgage

Document Number	0001181360
Date	Jun 29, 2017
Instrument	1181360

Lender

Name	SOUTH CENTRAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Simpson County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Simpson County
Municipality	Franklin City
Unified School District	Simpson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$952.00 (-5.74%)	$108,500 (-)	$108,500 (-)
2023	$1,010.00 (+6.43%)	$108,500 (-)	$108,500 (-)
2022	$949.00	$108,500	$108,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER WORKS serves 31,602 people · EPA ID KY1070144
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Franklin EPB Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Chestnut St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures