406 Chad Ln, Red Oak, TX 75154 Property Records

Ellis County property record for 406 Chad Ln, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,145 sqft · built 1984
Lot Size	0.645 acres (28,096 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,897 (Sep 2022)
Tax Bill	$4,055 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Jun 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R151648`

Property Details

APN / Parcel Number

Primary APN	`R151648`
Alternative APNs	`00541800301300111` `151648`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,145 sqft Living Area
Gross Area	2,247 sqft
1st Floor Area	1,599 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	28,096 sqft (0.645 acres)
Lot Dimensions	223 ft deep x 126 ft wide
Garage Type	Detached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	137 sqft
Deck Area	364 sqft
Storage Building	160 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	406 CHAD LN
City	RED OAK
State	TX
Zip	75154-7610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 BLK 3 JOSEY ACRES PH 2 0.645 AC
Legal Subdivision	JOSEY ACRES PH 2
Legal Block	3
Legal Lot Number	13
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	1
Census Block	1001
Census Tract	60218

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	406 CHAD LN, RED OAK, TX 75154-7610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Vendor's Lien, Transfer · FHA Mortgage GUARANTEED RATE INC
Jun 21, 2021	Deed of Trust, Mortgage · Line of Credit HIGHLANDS RESIDENTIAL MORTGAGE LTD
Jun 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2022 · Amount on Record
Deed Sale	Sep 16, 2022 · Amount on Record
Prior Sale	Oct 28, 2015 · Amount on Record
Deed Document Number	202236571
Prior Transfer Date	Oct 26, 2015
Prior Transfer Doc	0000027524
Record Updated	Sep 20, 2026

September 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ELLIS TX
Recording Date	Sep 16, 2022
Property Address	406 CHAD LN, RED OAK, TX 75154-7610
Document Number	0002236571
Map Reference	CAB B SL 59
Instrument Date	Sep 13, 2022
Instrument	2236571
Transaction Type	Transfer
Record Updated	Feb 3, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 CHAD LN, RED OAK, TX 75154-7610

Mortgage

Document Number	0002236572
Date	Sep 16, 2022
Instrument	2236572

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Mortgage

Document Number	0002236573
Date	Sep 16, 2022
Instrument	2236573

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Sep 13, 2025

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	406 CHAD LN, RED OAK, TX 75154-7610
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002127040
Date	Jun 21, 2021
Instrument	2127040

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Address	ALLEN, TX 75013

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	406 CHAD LN, RED OAK, TX 75154-7610
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002127041
Date	Jun 21, 2021
Instrument	2127041

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Address	ALLEN, TX 75013

Agreement

Type	Conventional Mortgage

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$383,733 (-0.78%) Land $108,000 Building $275,733	$383,733 (-0.78%) Land $108,000 Building $275,733
2025	$4,055.00 (-11%) Homeowner's exemption	$386,746 (-2.07%) Land $108,000 Building $278,746	$386,746 (-2.07%) Land $108,000 Building $278,746
2024	$4,556.00 (-21.95%)
2023	$5,837.00 (+40.31%) Homeowner's exemption	$394,912 Land $85,000 Building $309,912	$394,912 Land $85,000 Building $309,912
2018	$4,160.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKETT SUD serves 46,614 people · EPA ID TX0700033
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Element8, Nextlink, Verizon.

Nearby Properties on Chad Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures