Ellis County property record for 409 Chad Ln, Red Oak, TX 75154
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,276 sqft · built 1985 |
| Lot Size | 0.574 acres (25,003 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,200 (2025) |
| Deeds & Mortgages | Mar 2022 Transfer Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R151636 |
| Primary APN | R151636 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,276 sqft Living Area |
| Gross Area | 2,234 sqft |
| 1st Floor Area | 1,276 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 25,003 sqft (0.574 acres) |
| Lot Dimensions | 200 ft deep x 125 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 654 sqft |
| Storage Building | 308 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 409 CHAD LN |
|---|---|
| City | RED OAK |
| State | TX |
| Zip | 75154-7609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 BLK 4 JOSEY ACRES PH 2 .574 AC |
| Legal Subdivision | JOSEY ACRES PH 2 |
| Legal Block | 4 |
| Legal Lot Number | 10 |
| Jurisdiction | ELLIS TX |
| Township / Civil Division | WAXAHACHIE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 60218 |
Source: Ellis County records · APN R151636
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 806 COBBLESTONE CT, CEDAR HILL, TX 75104-5706 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 08, 2022 | Intrafamily Transfer, Transfer |
| Mar 19, 2020 | Warranty Deed, Transfer · FHA Mortgage THRIVE MTG LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Feb 17, 2022 |
| Transfer Doc | 0000009248 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Mar 08, 2022 |
| Property Address | 409 CHAD LN, RED OAK, TX 75154-7609 |
| Document Number | 0002209248 |
| Map Reference | CAB B SL 59 |
| Instrument Date | Feb 17, 2022 |
| Instrument | 2209248 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 CHAD LN, OAK LEAF, TX 75154-7609 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Mar 19, 2020 |
| Property Address | 409 CHAD LN, RED OAK, TX 75154-7609 |
| Document Number | 0000009120 |
| Instrument Date | Mar 18, 2020 |
| Instrument | 9120 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 CHAD LN RED OAK TX 751547609, RED OAK, TX 75154-7609 |
| Document Number | 9121 |
|---|---|
| Date | Mar 19, 2020 |
| Instrument | 9121 |
| Name | THRIVE MTG LLC |
|---|---|
| Address | GEORGETOWN, TX 78633 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 18, 2050 |
Source: Ellis County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Ellis County |
| Unified School District | Red Oak Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $290,866 (-0.47%) Land $95,000 Building $195,866 | $290,866 (-0.47%) Land $95,000 Building $195,866 | |
| 2025 | $4,200.00 (+13.36%) | $292,246 (+11.51%) Land $95,000 Building $197,246 | $292,246 (+11.51%) Land $95,000 Building $197,246 |
| 2024 | $3,705.00 (-4.34%) | ||
| 2023 | $3,873.00 (+136.45%) Homeowner's exemption | $262,074 Land $75,000 Building $187,074 | $262,074 Land $75,000 Building $187,074 |
| 2018 | $1,638.00 |
Source: FEMA National Flood Hazard Layer as of October 9, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Moderate above 43% of the US · lower than 83% of Texas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: AMG Technology Investment Group, Element8 Technology Investment Group, Verizon.
Based on FCC filings for 139 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ROCKETT SUD serves 46,614 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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