402 Chad Ln, Red Oak, TX 75154 Property Records

Ellis County property record for 402 Chad Ln, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,693 sqft · built 1996
Lot Size	0.595 acres (25,918 sqft)
Owner	Individual Name on Record
Last Sale	$164,200 (Jun 2016)
Tax Bill	$4,437 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R151646`

Property Details

APN / Parcel Number

Primary APN	`R151646`
Alternative APNs	`00541800301100111` `151646`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,693 sqft Living Area
Gross Area	2,437 sqft
1st Floor Area	1,693 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,918 sqft (0.595 acres)
Lot Dimensions	171 ft deep x 152 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	282 sqft
Deck Area	224 sqft
Patio Area	234 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	402 CHAD LN
City	RED OAK
State	TX
Zip	75154-7610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLK 3 JOSEY ACRES PH 2 .595 AC
Legal Subdivision	JOSEY ACRES PH 2
Legal Block	3
Legal Lot Number	11
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	1
Census Block	1001
Census Tract	60218

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	402 CHAD LN, RED OAK, TX 75154-7610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Jun 3, 2021	Vendor's Lien, Transfer CALIBER HOME LOANS INC
May 17, 2019	Deed of Trust, Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2016 · Amount on Record
Deed Sale	Jun 8, 2016 · Amount on Record
Deed Document Number	201615484
Last Transfer Date	Jun 21, 2019
Transfer Doc	0000024346
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	402 CHAD LN, RED OAK, TX 75154-7610
Transaction Type	Mortgage
Record Updated	Sep 2, 2022
Title Company	FORT SETTLEMENT SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002147844
Date	Oct 28, 2021
Instrument	2147844

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ELLIS TX
Recording Date	Jun 3, 2021
Property Address	402 CHAD LN, RED OAK, TX 75154-7610
Document Number	0002124346
Instrument Date	May 10, 2021
Instrument	2124346
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	901 COTTONWOOD DR, 901, DESOTO, TX 75115-4111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 CHAD LN, RED OAK, TX 75154-7610

Mortgage

Date	Jun 3, 2021

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	402 CHAD LN, RED OAK, TX 75154-7610
Document Number	0000017351
Instrument Date	May 17, 2019
Transaction Type	Mortgage
Record Updated	Jul 8, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	402 CHAD LN RED OAK TX 751547610, RED OAK, TX 75154-7610

Mortgage

Document Number	0000017351
Date	Jun 21, 2019
Instrument	17351

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2049

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$303,800 (-1.59%) Land $95,000 Building $208,800	$303,800 (-1.59%) Land $95,000 Building $208,800
2025	$4,437.00 (+4.6%)	$308,716 (+3.79%) Land $95,000 Building $213,716	$308,716 (+3.79%) Land $95,000 Building $213,716
2024	$4,242.00 (-3.5%)
2023	$4,396.00 (+14.24%)	$297,454 Land $75,000 Building $222,454	$297,454 Land $75,000 Building $222,454
2018	$3,848.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKETT SUD serves 46,614 people · EPA ID TX0700033
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Element8, Nextlink, Verizon.

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