403 Cedar St, Loudon, TN 37774 Property Records

Loudon County property record for 403 Cedar St, Loudon, TN 37774

Property Summary

Property Type	Single Family Home
Details	1 ba · 760 sqft · built 1920
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Oct 2024)
Tax Bill	$729 (2025)
Deeds & Mortgages	Oct 2024 Sale & Mortgage Jun 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`053041A E 00800`

Property Details

APN / Parcel Number

Primary APN	`053041A E 00800`
Alternative APNs	`041A E 00800 000041B` `041A E 00800`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	760 sqft Living Area
1st Floor Area	1,220 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1986
Exterior Material	Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,454 sqft (0.239 acres)
Lot Dimensions	102 ft deep x 93 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	278 sqft
Utility Building	120 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	041A E 00800 000041B
Street Address	403 CEDAR ST
City	LOUDON
State	TN
Zip	37774-1409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-1
Legal Description	TOWN OF LOUDON 116 1 044D E 044D 01700 000
Legal Subdivision	TOWN OF LOUDON
Legal Lot Number	116 1
Jurisdiction	LOUDON TN
Township / Civil Division	1
Census Block Group	2
Census Block	2008
Census Tract	60600

Owner

Source: Loudon County records, as of January 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	620 MATLOCK SHRS, LOUDON, TN 37774-5589
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2024	Warranty Deed, Transfer SOUTHEAST BANK
Jun 13, 2017	Affidavit of Death, Transfer SOUTHEASTERN TITLE
Jun 13, 2017	Quit Claim Deed, Transfer SOUTHEASTERN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2024 · Amount on Record
Deed Sale	Oct 21, 2024 · Amount on Record
Deed Document Number	24008931
Deed Book / Page	D478 / 667
Record Updated	Jun 8, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Oct 21, 2024
Property Address	403 CEDAR ST, LOUDON, TN 37774-1409
Document Number	00D478/667
Book / Page	D478 / 667
Instrument Date	Oct 18, 2024
Instrument	24008931
Transaction Type	Transfer
Record Updated	Jan 23, 2026
Title Company	SOUTHEASTERN TITLE AND ABSTRACT, SOUTHEASTERN TTL & ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 MATLOCK SHRS, LOUDON, TN 37774-5589

Mortgage

Document Number	0024008932
Date	Oct 21, 2024
Instrument	24008932

Lender

Name	SOUTHEAST BANK
Type	Bank

Agreement

Amount	Amount Recorded

June 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	LOUDON TN
Recording Date	Jun 13, 2017
Property Address	405 CEDAR ST, LOUDON, TN 37774-1409
Document Number	0000004928
Book / Page	000394 / 000644
Instrument Date	Jun 8, 2017
Instrument	4928
Transaction Type	Transfer
Record Updated	Jun 22, 2017
Title Company	SOUTHEASTERN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 CHURCH ST LOUDON TN 37774, LOUDON, TN 37774

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOUDON TN
Recording Date	Jun 13, 2017
Property Address	405 CEDAR ST, LOUDON, TN 37774-1409
Document Number	0000004929
Book / Page	000394 / 000645
Instrument Date	Jun 8, 2017
Instrument	4929
Transaction Type	Transfer
Record Updated	Jun 22, 2017
Title Company	SOUTHEASTERN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 CLUB DR LOUDON TN 377746001, LOUDON, TN 37774-6001

Tax Assessment & Valuation

Source: Loudon County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Loudon County
Municipality	Loudon City
Unified School District	Loudon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$729.00 (+3.85%)	$24,675 (+3.79%) Land $5,175 Building $19,500
2024	$702.00 (+168.97%)	$23,775 (-) Land $4,975 Building $18,800
2023		$23,775 (-) Land $4,975 Building $18,800
2022	$261.00	$23,775 Land $4,975 Building $18,800	$95,100 (-3.65%) Land $19,900 Building $75,200
2021			$98,700 Land $20,700 Building $78,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDON UTILITIES BOARD serves 16,047 people · EPA ID TN0000409
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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