406 3rd Ave, Dowagiac, MI 49047 Property Records

Cass County property record for 406 3rd Ave, Dowagiac, MI 49047

Property Summary

Property TypeResidential Vacant Land
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$129,000 (Oct 2021)
Tax Bill$76 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-160-100-600-00

Property Details

APN / Parcel Number

Primary APN14-160-100-600-00

Exterior

Lot Area8,712 sqft (0.2 acres)

Location & Zoning

Street Address406 3RD AVE
CityDOWAGIAC
StateMI
Zip49047-2038
Property CategoryResidential
Property TypeVacant Land > Residential
Legal Description. DW 1211 LOT 129 HOPKINS ADDITION CITY OF DOWAGIAC.
Legal SubdivisionHOPKINS ADD
Legal Lot Number129
JurisdictionCASS MI
Township / Civil DivisionDOWAGIAC
Census Block Group1
Census Block1087
Census Tract2201

Owner

Source: Cass County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address406 3RD AVE, DOWAGIAC, MI 49047-2038
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 15, 2021 · Amount on Record
Deed SaleOct 15, 2021 · Amount on Record
Deed Book / Page1205 / 1863
Record UpdatedSep 20, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCASS MI
Recording DateOct 15, 2021
Property Address406 3RD AVE, DOWAGIAC, MI 49047-2038
Document Number01205/1863
Book / Page1205 / 1863
Instrument DateOct 15, 2021
Transaction TypeTransfer
Record UpdatedOct 25, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,109.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address406 3RD AVE, 406, DOWAGIAC, MI 49047-2038

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address406 3RD AVE, DOWAGIAC, MI 49047-2038

Mortgage

Document Number0012051865
DateOct 15, 2021
Instrument1205/1865
Lender
NameHONOR CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Cass County assessment roll, as of August 28, 2025

Property Jurisdictions

TypeName
StateMichigan
CountyCass County
MunicipalityDowagiac City
Unified School DistrictDowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,900 (-)$5,800 (-)
2025$76.00 (-20.83%) Homeowner's exemption$2,900 (-) Land $2,900$5,800 (-) Land $5,800
2023$2,900$5,800
2022$96.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDOWAGIAC
serves 6,350 people · EPA ID MI0001860
Water SourceGroundwater
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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