Cass County property record for 403 3rd Ave, Dowagiac, MI 49047 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,373 sqft · built 1900 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,087 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-160-100-598-00 |
| Primary APN | 14-160-100-598-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,373 sqft Building Perimeter |
| 1st Floor Area | 974 sqft |
| Basement Area | 974 sqft |
| Unfinished Basement | 974 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Area | 240 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 403 3RD AVE |
|---|---|
| City | DOWAGIAC |
| State | MI |
| Zip | 49047-2037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | . DW 1209 LOT 127 HOPKINS ADD CITY OF DOWAGIAC. |
| Legal Subdivision | HOPKINS ADD |
| Legal Lot Number | 127 |
| Jurisdiction | CASS MI |
| Township / Civil Division | DOWAGIAC |
| Census Block Group | 1 |
| Census Block | 1088 |
| Census Tract | 2201 |
Source: Cass County records · APN 14-160-100-598-00
Assessment roll updated August 28, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 403 3RD AVE, DOWAGIAC, MI 49047-2037 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 09, 2025 | Intrafamily Transfer, Transfer · VA Mortgage RUOFF MORTGAGE COMPANY INC |
| Aug 07, 2018 | Warranty Deed, Transfer · VA Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 09, 2025 |
| Deed Sale | Sep 09, 2025 |
| Prior Sale | Aug 07, 2018 · Amount on Record |
| Deed Document Number | 2025224852 |
| Deed Book / Page | 1265 / 1134 |
| Prior Transfer Date | Aug 27, 2025 |
| Prior Transfer Doc | 01265/1134 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Sep 09, 2025 |
| Property Address | 403 3RD AVE, DOWAGIAC, MI 49047-2037 |
| Document Number | 01265/1134 |
| Book / Page | 1265 / 1134 |
| Map Reference | LB 1-A PG 16 |
| Instrument Date | Aug 27, 2025 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 403 3RD AVE, DOWAGIAC, MI 49047-2037 |
| Document Number | 0012651135 |
|---|---|
| Date | Sep 09, 2025 |
| Instrument | 1265/1135 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 01, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Aug 07, 2018 |
| Property Address | 403 3RD AVE, DOWAGIAC, MI 49047-2037 |
| Document Number | 01143/0703 |
| Book / Page | 1143 / 0703 |
| Map Reference | LB1-A PG16 |
| Instrument Date | Aug 03, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 403 3RD AVE, DOWAGIAC, MI 49047-2037 |
| Document Number | 0001143625 |
|---|---|
| Date | Aug 07, 2018 |
| Instrument | 1143/625 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2048 |
Source: Cass County records · Assessment roll updated August 28, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| Municipality | Dowagiac City |
| Unified School District | Dowagiac Union Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $68,600 (+19.72%) | $137,200 (+19.72%) | |
| 2025 | $1,087.00 (-29.87%) Homeowner's exemption | $57,300 (+27.33%) Land $57,300 | $114,600 (+27.33%) Land $114,600 |
| 2024 | $1,550.00 (+11.43%) | ||
| 2023 | $45,000 | $90,000 | |
| 2022 | $1,391.00 |
Source: FEMA National Flood Hazard Layer, Cass County (26027C), updated September 5, 2007 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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