363 20th St S, La Crosse, WI 54601 Property Records

La Crosse County property record for 363 20th St S, La Crosse, WI 54601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,340 sqft · built 1901
Lot Size	0.089 acres (3,877 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Jul 2026)
Tax Bill	$3,942 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`017-030244-140`

Property Details

APN / Parcel Number

Primary APN	`017-030244-140`
Alternative APNs	`17 30244 140` `33480`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,340 sqft Living Area
Gross Area	2,196 sqft
1st Floor Area	716 sqft
Basement Area	702 sqft

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1985
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	3,877 sqft (0.089 acres)
Lot Dimensions	79 ft deep x 50 ft wide
Terrain	Above Road/Slope
View / Lot	Highway
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch
Deck Area	286 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	363 20TH ST S
City	LA CROSSE
State	WI
Zip	54601-5065
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MZA
Legal Description	PRT SW-NW FKA SMITH & BACHELDERS ADD (NOW VACATED) LOT 66 EX E 65FT BLOCK 4 LOT SZ: 49.5 X 79 4/7
Legal Range	07W
Legal Township	15N
Legal Section	04
Legal Subdivision	SMITH & BATCHELDERS ADDITION
Legal Block	4
Legal Lot Number	66
Jurisdiction	LA CROSSE WI
Township / Civil Division	LA CROSSE
Census Block Group	4
Census Block	4005
Census Tract	700

Owner

Source: La Crosse County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	363 20TH ST S, LA CROSSE, WI 54601-5065
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Warranty Deed, Transfer · Conventional Mortgage GUNDERSEN CREDIT UNION
Apr 23, 2024	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS STATE BANK
Sep 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS STATE BANK
Aug 24, 2020	Transfer on Death Deed, Transfer · Conventional Mortgage CITIZENS STATE BANK LA CROSSE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2026 · Amount on Record
Deed Sale	Jul 22, 2026 · Amount on Record
Prior Sale	Aug 24, 2020 · Amount on Record
Deed Document Number	20261852044
Prior Transfer Date	Mar 1, 2021
Prior Transfer Doc	0001783938
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Jul 22, 2026
Property Address	363 20TH ST S, LA CROSSE, WI 54601-5065
Document Number	0001852044
Instrument Date	Jul 21, 2026
Instrument	20261852044
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	STERLING TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$96,960.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	363 20TH ST S, LA CROSSE, WI 54601-5065

Mortgage

Document Number	0001852045,
Date	Jul 22, 2026
Instrument	20261852045

Lender

Name	GUNDERSEN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 4, 2031

Interest

Rate	6.52%
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	363 20TH ST S, LA CROSSE, WI 54601-5065
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001819305
Date	Apr 23, 2024
Instrument	1819305

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	363 20TH ST S, LA CROSSE, WI 54601-5065
Transaction Type	Mortgage
Record Updated	Oct 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001812329
Date	Sep 15, 2023
Instrument	1812329

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2020: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LA CROSSE WI
Recording Date	Aug 24, 2020
Property Address	363 20TH ST S, LA CROSSE, WI 54601-5065
Document Number	0001753003
Instrument Date	Aug 21, 2020
Instrument	1753003
Transaction Type	Transfer
Record Updated	Feb 18, 2022
Title Company	NEW CASTLE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001753004
Date	Aug 24, 2020
Instrument	1753004

Lender

Name	CITIZENS STATE BANK LA CROSSE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: La Crosse County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	La Crosse City
Unified School District	La Crosse School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,942.00 (-6.17%) Homeowner's exemption	$230,000 (+13.02%) Land $35,600 Building $194,400	$239,700 (+17.79%)
2023	$4,201.00 Homeowner's exemption	$203,500 Land $34,400 Building $169,100	$203,500 Land $34,400 Building $169,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LA CROSSE WATERWORKS serves 53,000 people · EPA ID WI6320309
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 800 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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