Putnam County property record for 4055 River Rd, Baxter, TN 38544 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,432 sqft · built 2018 |
| Lot Size | 0.829 acres (36,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $226,700 (May 2018) |
| Tax Bill | $1,595 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Oct 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 071118C A 00300 |
| Primary APN | 071118C A 00300 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,432 sqft Living Area |
| 1st Floor Area | 1,216 sqft |
| Upper Floors Area | 1,216 sqft |
| Basement Area | 1,025 sqft |
| Unfinished Basement | 1,025 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 36,098 sqft (0.829 acres) |
| Lot Dimensions | 268 ft deep x 150 ft wide |
| Terrain | Rolling |
| Porch | Slab |
| Porch Area | 304 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 4055 RIVER RD |
|---|---|
| City | BAXTER |
| State | TN |
| Zip | 38544-5392 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 08, COUNTY AREA: B20 |
| Legal Subdivision | LAKELAND PARK EST |
| Legal Lot Number | 59 |
| Jurisdiction | PUTNAM TN |
| Township / Civil Division | 7 |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 1100 |
Source: Putnam County records · APN 071118C A 00300
Assessment roll updated January 26, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4055 RIVER RD, BAXTER, TN 38544-5392 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Feb 03, 2026 | Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA |
| Oct 13, 2025 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Mar 02, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| May 04, 2018 | Warranty Deed, Transfer NTFN |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 04, 2018 · Amount on Record |
| Deed Sale | May 04, 2018 · Amount on Record |
| Prior Sale | Jul 18, 2006 |
| Deed Book / Page | 1056 / 113 |
| Prior Transfer Date | Aug 04, 2011 |
| Prior Transfer Doc | 0000650154 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM TN |
| Property Address | 4055 RIVER RD, BAXTER, TN 38544-5392 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 4055 RIVER RD, BAXTER, TN 38544-5392 |
| Document Number | 0001673777 |
|---|---|
| Date | Feb 03, 2026 |
| Book Page | 1673/777 |
| Instrument | 320536 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55343 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 04, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM TN |
| Property Address | 4055 RIVER RD, BAXTER, TN 38544-5392 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0001650410 |
|---|---|
| Date | Oct 13, 2025 |
| Book Page | 1650/410 |
| Instrument | 316615 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM TN |
| Property Address | 4055 RIVER RD, BAXTER, TN 38544-5392 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2021 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 1280732 |
|---|---|
| Date | Mar 02, 2021 |
| Book Page | 1280/732 |
| Instrument | 253235 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM TN |
| Recording Date | May 04, 2018 |
| Property Address | 4055 RIVER RD, BAXTER, TN 38544-5392 |
| Document Number | RB1056113 |
| Book / Page | 001056 / 000113 |
| Instrument Date | May 04, 2018 |
| Instrument | 213346 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $838.79 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4055 RIVER RD BAXTER TN 385445392, BAXTER, TN 38544-5392 |
| Document Number | RB1056115 |
|---|---|
| Date | May 04, 2018 |
| Book Page | 001056/000115 |
| Instrument | 213347 |
| Name | NTFN |
|---|---|
| Address | LEWISVILLE, TX 75067 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 03, 2048 |
Source: Putnam County records · Assessment roll updated January 26, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,595.00 (+7.62%) | $59,950 (-) Land $3,550 Building $56,400 | |
| 2023 | $59,950 Land $3,550 Building $56,400 | ||
| 2022 | $1,482.00 | ||
| 2021 | $239,800 Land $14,200 Building $225,600 |
Source: FEMA National Flood Hazard Layer, Putnam County (47141C), updated February 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471410011003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 20% of the US · above 28% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 3,571 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 21 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Twin Lakes Telephone Cooperative | Fiber | 8,000 / 8,000 |
| Spectrum | Cable | 1,000 / 35 |
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