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3960 River Rd, Baxter, TN 38544 Property Records

Putnam County property record for 3960 River Rd, Baxter, TN 38544 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,855 sqft · built 1994
Lot Size1.8 acres (78,408 sqft)
Owner2 Owner Names on File
Last Sale$163,000 (Mar 2003)
Tax Bill$1,654 (2025)
Deeds & MortgagesJul 2026 Transfer
Nov 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN071118C B 01000

Property Details

APN / Parcel Number

Primary APN071118C B 01000
Alternative APN
  • 118C B 01000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,855 sqft Living Area
1st Floor Area1,855 sqft
Basement Area1,855 sqft
Unfinished Basement1,855 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1999
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area78,408 sqft (1.8 acres)
TerrainRolling
Garage TypeMixed
Garage Area1,662 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area476 sqft
Deck Area96 sqft
Patio Area96 sqft
Shed1 Shed
Shed Area360 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelElectric
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address3960 RIVER RD
CityBAXTER
StateTN
Zip38544-5369
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 08, COUNTY AREA: B20
Legal SubdivisionLAKELAND PARK EST
Legal Lot Number10
JurisdictionPUTNAM TN
Township / Civil Division7
Census Block Group3
Census Block3032
Census Tract1100

Owner

Source: Putnam County records · APN 071118C B 01000

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address3960 RIVER RD, BAXTER, TN 38544-5369
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Nov 20, 2017Deed of Trust, Mortgage · Line of Credit
FIRST TN BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 13, 2003 · Amount on Record
Deed SaleMar 13, 2003 · Amount on Record
Prior SaleJun 07, 2000 · Amount on Record
Deed Document Number00RB 35205
Deed Book / PageRB 35 / 205
Record UpdatedSep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPUTNAM TN
Recording DateJul 17, 2026
Property Address3960 RIVER RD, BAXTER, TN 38544-5369
Document Number0000327264
Book / Page1715 / 582
Instrument DateJul 16, 2026
Instrument2026327264
Transaction TypeTransfer
Record UpdatedJul 27, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address3960 RIVER RD, BAXTER, TN 38544-5369

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM TN
Property Address3960 RIVER RD, BAXTER, TN 38544-5369
Document NumberRB1030447
Book / Page001030 / 000447
Instrument DateNov 20, 2017
Transaction TypeMortgage
Record UpdatedJan 03, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3960 RIVER RD BAXTER TN 385445369, BAXTER, TN 38544-5369

Mortgage

Document NumberRB1030447
DateDec 04, 2017
Book Page001030/000447
Instrument208328
Lender
NameFIRST TN BK
TypeBank
AddressCOOKEVILLE, TN 38103
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 03, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateTennessee
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,654.00 (+7.61%)$62,175 (-) Land $6,400 Building $55,775
2023$62,175 Land $6,400 Building $55,775
2022$1,537.00
2021$248,700 Land $25,600 Building $223,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (47141C), updated February 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471410011003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 28% of Tennessee
Wildfire LikelihoodAbout 1 in 3,571 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 21 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Twin Lakes Telephone CooperativeFiber8,000 / 8,000
SpectrumCable1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

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