Putnam County property record for 3955 River Rd, Baxter, TN 38544 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 4,448 sqft · built 1997 |
| Lot Size | 3.2 acres (139,392 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $525,000 (Mar 2026) |
| Tax Bill | $2,343 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 071118C A 00400 |
| Primary APN | 071118C A 00400 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,448 sqft Living Area |
| 1st Floor Area | 1,834 sqft |
| Upper Floors Area | 780 sqft |
| Basement Area | 1,834 sqft |
| Finished Basement | 1,834 sqft |
| Unfinished Basement | 1,834 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 139,392 sqft (3.2 acres) |
| Lot Dimensions | 350 ft deep x 152 ft wide |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 288 sqft |
| Deck Area | 600 sqft |
| Patio Area | 1,200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 3955 RIVER RD |
|---|---|
| City | BAXTER |
| State | TN |
| Zip | 38544-6300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 08 LOTS 57 AND 58, COUNTY AREA: B20 |
| Legal Subdivision | LAKELAND PARK EST |
| Legal Lot Number | LIST |
| Jurisdiction | PUTNAM TN |
| Township / Civil Division | 7 |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 1100 |
Source: Putnam County records · APN 071118C A 00400
Assessment roll updated January 26, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3955 RIVER RD, BAXTER, TN 38544-6300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Mar 23, 2026 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE LINK |
| Apr 02, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ACOPIA |
| Jun 28, 2017 | Warranty Deed, Transfer · FHA Mortgage ACOPIA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 23, 2026 · Amount on Record |
| Deed Sale | Mar 23, 2026 · Amount on Record |
| Prior Sale | Jun 28, 2017 · Amount on Record |
| Deed Document Number | 2026322466 |
| Deed Book / Page | 1686 / 39 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM TN |
| Recording Date | Mar 23, 2026 |
| Property Address | 3955 RIVER RD, BAXTER, TN 38544-6300 |
| Document Number | 0000168639 |
| Book / Page | 1686 / 39 |
| Map Reference | MB 1 PG 107 |
| Instrument Date | Mar 09, 2026 |
| Instrument | 322466 |
| Transaction Type | Transfer |
| Record Updated | Apr 01, 2026 |
| Title Company | AUTHORITY TITLE AND ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3955 RIVER RD, BAXTER, TN 38544-6300 |
| Document Number | 0000322467 |
|---|---|
| Date | Mar 23, 2026 |
| Instrument | 322467 |
| Name | MORTGAGE LINK |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM TN |
| Property Address | 3955 RIVER RD, BAXTER, TN 38544-6300 |
| Document Number | RB1189379 |
| Instrument Date | Apr 02, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2020 |
| Title Company | BRENTWOOD TITLE AND ESCROW LLC, BRENTWOOD TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Address | 3955 RIVER RD BAXTER TN 385445370, BAXTER, TN 38544-5370 |
| Document Number | RB1189379 |
|---|---|
| Date | Apr 13, 2020 |
| Book Page | 001189/000379 |
| Instrument | 238462 |
| Name | ACOPIA |
|---|---|
| Address | GOODLETTSVILLE, TN 37072 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 12, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM TN |
| Recording Date | Jun 28, 2017 |
| Property Address | 3955 RIVER RD, BAXTER, TN 38544-6300 |
| Document Number | RB1002198 |
| Book / Page | 001002 / 000198 |
| Instrument Date | Jun 26, 2017 |
| Instrument | 202810 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2017 |
| Title Company | SECURITY TITLE COMPANY, SECURITY TITLE AND ESCROW COMPANY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,032.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3955 RIVER RD BAXTER TN 385445370, BAXTER, TN 38544-5370 |
| Document Number | RB1002199 |
|---|---|
| Date | Jun 28, 2017 |
| Book Page | 001002/000199 |
| Instrument | 202811 |
| Name | ACOPIA |
|---|---|
| Address | GOODLETTSVILLE, TN 37072 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 27, 2047 |
Source: Putnam County records · Assessment roll updated January 26, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,343.00 | $88,100 (-) Land $11,350 Building $76,750 | |
| 2024 | $2,343.00 (+7.58%) | $88,100 (-) Land $11,350 Building $76,750 | |
| 2023 | $88,100 Land $11,350 Building $76,750 | ||
| 2022 | $2,178.00 | ||
| 2021 | $352,400 Land $45,400 Building $307,000 |
Source: FEMA National Flood Hazard Layer, Putnam County (47141C), updated February 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471410011003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 20% of the US · above 28% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 3,571 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 21 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Twin Lakes Telephone Cooperative | Fiber | 8,000 / 8,000 |
| Spectrum | Cable | 1,000 / 35 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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