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4054 Garrard Dr, Obetz (Columbus), OH 43207 Property Records

Franklin County property record for 4054 Garrard Dr, Obetz, OH 43207

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,187 sqft · built 2000
Lot Size0.168 acres (7,318 sqft)
OwnerIndividual Name on Record
Last Sale$310,000 (Sep 2026)
Tax Bill$4,859 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Oct 2023 Second Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN152-001615

Property Details

APN / Parcel Number

Primary APN152-001615
Alternative APN
  • 15200161500

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures15 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,187 sqft Living Area
1st Floor Area1,851 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleConventional
Exterior MaterialWood
Lot Area7,318 sqft (0.168 acres)
Lot Dimensions122 ft deep x 60 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4054 GARRARD DR
CityOBETZ
StateOH
Zip43207-4389
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGARRARD DRIVE MULBERRY GROVE SEC 1 PART 2 LOT 61
Legal SubdivisionMULBERRY GROVE SEC 1 PT 2
Legal Lot Number61
JurisdictionFRANKLIN OH
Township / Civil DivisionHAMILTON
Census Block Group1
Census Block1029
Census Tract9520

Owner

Source: Franklin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 630170, CINCINNATI, OH 45263-0170
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2026Warranty Deed, Transfer · FHA Mortgage
FIFTH THIRD BANK
Oct 5, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FIRST FINANCIAL BANK
Mar 11, 2022Deed of Trust, Mortgage · Conventional Mortgage
NFM INC
Apr 22, 2020Deed of Trust, Mortgage · FHA Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 8, 2026 · Amount on Record
Deed SaleSep 8, 2026 · Amount on Record
Prior SaleDec 4, 2012 · Amount on Record
Deed Document Number2026108807
Prior Transfer DateAug 1, 2007
Prior Transfer Doc0000159856
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN OH
Recording DateSep 8, 2026
Property Address4054 GARRARD DR, OBETZ, OH 43207-4389
Document Number0000108807
Instrument DateAug 27, 2026
Instrument2026108807
Transaction TypeTransfer
Record UpdatedSep 23, 2026
Title CompanyLANDSEL TITLE, LANDSEL TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$31,310.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000108808,
DateSep 8, 2026
Instrument2026108808
Lender
NameFIFTH THIRD BANK
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Max Rate-1%

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN OH
Property Address4054 GARRARD DR, OBETZ, OH 43207-4389
Transaction TypeMortgage
Record UpdatedOct 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4054 GARRARD DR, OBETZ, OH 43207-4389
InvestorPossibly a Property Investor

Mortgage

Document Number0000104101
DateOct 5, 2023
Instrument202310050104101
Lender
NameFIRST FINANCIAL BANK
TypeBank
AddressCINCINNATI, OH 45246
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term179 Months
DueSep 25, 2038

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN OH
Property Address4054 GARRARD DR, OBETZ, OH 43207-4389
Transaction TypeMortgage
Record UpdatedMar 24, 2022
Title CompanyWORLD CLASS TITLE INC, WORLD CLASS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000040031
DateMar 11, 2022
Instrument202203110040031
Lender
NameNFM INC
TypeMortgage Company
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2037

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN OH
Property Address4054 GARRARD DR, OBETZ, OH 43207-4389
Document Number0000056400
Instrument DateApr 22, 2020
Transaction TypeMortgage
Record UpdatedMay 13, 2020
Title CompanyACCESS TITLE AGENCY LLC, ACCESS TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4054 GARRARD DR OBETZ OH 432074389, OBETZ, OH 43207-4389

Mortgage

Document Number0000056400
DateApr 30, 2020
Instrument56400
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 29, 2050

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyFranklin County
County SubdivisionHamilton Township
MunicipalityObetz City
Unified School DistrictHamilton Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,859.00$103,570 (-) Land $22,790 Building $80,780$295,900 (-) Land $65,100 Building $230,800
2024$4,859.00 (+1%) Homeowner's exemption$103,570 (-) Land $22,790 Building $80,780
2023$4,811.00 (+31.2%) Homeowner's exemption$103,570 (+54.93%) Land $22,790 Building $80,780$295,900 (+54.92%) Land $65,100 Building $230,800
2022$3,667.00 Homeowner's exemption$66,850 Land $5,320 Building $61,530
2020$191,000 Land $15,200 Building $175,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOBETZ VILLAGE PWS
serves 3,167 people · EPA ID OH2502212
Water SourceGroundwater
Last State InspectionNov 2025
Lead1 ppb (2026)
action level 15 ppb
Copper1.44 mg/L (2018)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Breezeline
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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