Franklin County property record for 4041 Garrard Dr, Obetz, OH 43207
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,707 sqft · built 2000 |
| Lot Size | 0.179 acres (7,802 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $196,300 (Jun 2020) |
| Tax Bill | $3,972 (2024) |
| Deeds & Mortgages | Apr 2020 Line of Credit Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 152-001628 |
| Primary APN | 152-001628 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,707 sqft Living Area |
| 1st Floor Area | 801 sqft |
| Basement Area | 336 sqft |
| Finished Basement | 336 sqft |
| Family Room | Family Room |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood |
| Lot Area | 7,802 sqft (0.179 acres) |
| Lot Dimensions | 120 ft deep x 65 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4041 GARRARD DR |
|---|---|
| City | OBETZ |
| State | OH |
| Zip | 43207-4388 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GARRARD DRIVE MULBERRY GROVE SEC 1 PART 2 LOT 74 |
| Legal Subdivision | MULBERRY GROVE SEC 1 PT 2 |
| Legal Lot Number | 74 |
| Jurisdiction | FRANKLIN OH |
| Township / Civil Division | HAMILTON |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 9520 |
Source: Franklin County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4041 GARRARD DR, OBETZ, OH 43207-4388 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Apr 22, 2020 | Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC |
| Jun 16, 2020 | Survivorship Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2020 · Amount on Record |
| Deed Sale | Jun 16, 2020 · Amount on Record |
| Prior Sale | Mar 12, 2012 · Amount on Record |
| Deed Document Number | 202084033 |
| Prior Transfer Date | Sep 18, 2012 |
| Prior Transfer Doc | 0000140077 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 4041 GARRARD DR, OBETZ, OH 43207-4388 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000052832 |
|---|---|
| Date | Apr 22, 2020 |
| Instrument | 202004220052832 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | GROVE CITY, OH 43123 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 17, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | Jun 16, 2020 |
| Property Address | 4041 GARRARD DR, OBETZ, OH 43207-4388 |
| Document Number | 0000084033 |
| Map Reference | MB 90 PG 9&10 |
| Instrument Date | May 12, 2020 |
| Instrument | 202006160084033 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2021 |
| Title Company | FIRST OHIO TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $196.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 4201 MARSH LN, CARROLLTON, TX 75007-1720 |
| Document Number | 0000084034 |
|---|---|
| Date | Jun 16, 2020 |
| Instrument | 202006160084034 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
Source: Franklin County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Franklin County |
| County Subdivision | Hamilton Township |
| Municipality | Obetz City |
| Unified School District | Hamilton Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $84,210 (-) Land $23,030 Building $61,180 | $240,600 (-) Land $65,800 Building $174,800 | |
| 2024 | $3,972.00 (+1.53%) Homeowner's exemption | $84,210 (-) Land $23,030 Building $61,180 | |
| 2023 | $3,912.00 (+33.33%) Homeowner's exemption | $84,210 (+57.43%) Land $23,030 Building $61,180 | $240,600 (+57.46%) Land $65,800 Building $174,800 |
| 2022 | $2,934.00 Homeowner's exemption | $53,490 Land $5,710 Building $47,780 | |
| 2020 | $152,800 Land $16,300 Building $136,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OBETZ VILLAGE PWS serves 3,167 people · EPA ID OH2502212 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Copper | 1.44 mg/L (2018) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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