4053 Paso Oro Verde, #55, Fallbrook, CA 92028 Property Records

San Diego County property record for 4053 Paso Oro Verde, #55, Fallbrook, CA 92028

Property Summary

Property Type	Mobile Home
Details	6 bd · 4 ba · 3,173 sqft · built 2016
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$116,000 (May 2016)
Tax Bill	$6,840 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`102-105-22-00`

Property Details

APN / Parcel Number

Primary APN	`102-105-22-00`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Building Area	3,173 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Mobile Home
Lot Area	174,240 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4053 PASO ORO VERDE, 55
City	FALLBROOK
State	CA
Zip	92028
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	A70
Legal Description	LOT 3 TR 012354
Legal Subdivision	FALLBROOK 4549
Legal Tract	012354
Legal Block	1
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	1
Census Block	1051
Census Tract	19001

Owner

Source: San Diego County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4055 PASO ORO VERDE, FALLBROOK, CA 92028-8913
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY LENDING INC
Jun 8, 2020	Deed of Trust, Mortgage · FHA Mortgage SOUTHWEST STAGE FUNDING LLC
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2016 · Amount on Record
Deed Sale	May 6, 2016 · Amount on Record
Prior Sale	Apr 30, 2015 · Amount on Record
Deed Document Number	2016215862
Prior Transfer Date	Jul 27, 2015
Prior Transfer Doc	0000215862
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4053 PASO ORO VERDE # 55, 55, FALLBROOK, CA 92028
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	PRIOR TITLE, PRIORITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4053 PASO ORO VERDE 55, 55, FALLBROOK, CA 92028

Mortgage

Document Number	0000001636
Date	Jan 5, 2026
Instrument	2026-0001636

Lender

Name	SYNERGY LENDING INC
Type	Non-Lending Institution
Address	MCKINNEY, TX 75071

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4053 PASO ORO VERDE # 55, 55, FALLBROOK, CA 92028-8913
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000292777
Date	Jun 8, 2020
Instrument	2020-0292777

Lender

Name	SOUTHWEST STAGE FUNDING LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85286

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4053 PASO ORO VERDE # 55, 55, FALLBROOK, CA 92028-8913
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4055 PASO ORO VERDE, FALLBROOK, CA 92028-8913

Mortgage

Document Number	0000275360
Date	Apr 8, 2021
Instrument	2021-0275360

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$642,486 (+2%) Land $192,918 Building $449,568
2025	$6,840.00 (+4.84%)	$629,889 (+4.04%) Land $189,136 Building $440,753
2023	$6,524.00 (+38.31%)	$605,432 Land $181,793 Building $423,639
2022	$4,717.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 74% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALLBROOK PUD serves 35,237 people · EPA ID CA3710008
Water Source	Purchased surface water from several systems
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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