San Diego County property record for 3920 Paso Oro Verde, #22, Fallbrook, CA 92028
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,580 sqft · built 2024 |
| Lot Size | 5.11 acres (223,027 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $112,000 (Dec 2015) |
| Tax Bill | $9,428 (2025) |
| Deeds & Mortgages | May 2026 Sale Dec 2021 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 102-105-25-00 |
| Primary APN | 102-105-25-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 2,580 sqft Living Area |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Lot Area | 223,027 sqft |
| Street Address | 3920 PASO ORO VERDE, 22 |
|---|---|
| City | FALLBROOK |
| State | CA |
| Zip | 92028-9733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | LOT 6 TR 012354 |
| Legal Subdivision | SAN DIEGO #4549 |
| Legal Tract | 012354 |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | FALLBROOK |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 19001 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 3920 PASO ORO VERDE, FALLBROOK, CA 92028-9733 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| May 4, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Dec 17, 2021 | Deed of Trust, Mortgage · Construction Mortgage ZB NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2015 · Amount on Record |
| Deed Sale | Dec 16, 2015 · Amount on Record |
| Deed Document Number | 2015640769 |
| Last Transfer Date | Apr 21, 2026 |
| Transfer Doc | 0000126122 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 4, 2026 |
| Property Address | 3920 PASO ORO VERDE, 22, FALLBROOK, CA 92028-9733 |
| Document Number | 0000126122 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 2026126122 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3920 PASO ORO VERDE # 22, 22, FALLBROOK, CA 92028-9733 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA |
| Name | Verified Name |
|---|---|
| Address | 304 RIVER RANCH WAY, OCEANSIDE, CA 92057-6527 |
| Document Number | 0000852085 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 2021-0852085 |
| Name | ZB NA |
|---|---|
| Type | Bank |
| Address | SAN CLEMENTE, CA 92672 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 385 Months |
| Due | Jan 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Jan 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8% |
| Index | 1-Year CMT |
| Max Rate | 8% |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Fallbrook Union Elementary School District (KG - 08) |
| Secondary School District | Fallbrook Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $892,720 (+46.27%) Land $188,370 Building $704,350 | |
| 2025 | $9,428.00 (+525.2%) Homeowner's exemption | $610,329 (+378.95%) Land $181,056 Building $429,273 |
| 2023 | $1,508.00 | $127,431 Land $113,781 Building $13,650 |
| 2022 | $1,508.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 92% of the US · above 76% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FALLBROOK PUD serves 35,237 people · EPA ID CA3710008 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G and 4G LTE (outdoors only)
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