San Diego County property record for 3960 Paso Oro Verde, Fallbrook, CA 92028 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,029 sqft · built 2017 |
| Lot Size | 5.98 acres (260,924 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $123,000 (Mar 2016) |
| Tax Bill | $3,817 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Mar 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 102-105-24-00 |
| Primary APN | 102-105-24-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,029 sqft Living Area |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Lot Area | 260,924 sqft |
| Street Address | 3960 PASO ORO VERDE |
|---|---|
| City | FALLBROOK |
| State | CA |
| Zip | 92028-0011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 TR 012354 |
| Legal Subdivision | SAN DIEGO #4549 |
| Legal Tract | 012354 |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | FALLBROOK |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 19001 |
Source: San Diego County records · APN 102-105-24-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3960 PASO ORO VERDE, FALLBROOK, CA 92028-0011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC |
| Mar 10, 2022 | Deed of Trust, Mortgage · Line of Credit BANNER BANK |
| Oct 31, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC |
| Jul 06, 2017 | Loan Modification, Mortgage · VA Mortgage CASCADE FIN'L SVCS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 11, 2016 · Amount on Record |
| Deed Sale | Mar 11, 2016 · Amount on Record |
| Deed Document Number | 2016108283 |
| Last Transfer Date | Oct 26, 2019 |
| Transfer Doc | 0000499000 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3960 PASO ORO VERDE, FALLBROOK, CA 92028-9733 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3960 PASO ORO VERDE, FALLBROOK, CA 92028-9733 |
| Document Number | 0000703434 |
|---|---|
| Date | Nov 10, 2020 |
| Instrument | 2020-0703434 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3960 PASO ORO VERDE, FALLBROOK, CA 92028-9733 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3960 PASO ORO VERDE, FALLBROOK, CA 92028-9733 |
| Document Number | 0000107637 |
|---|---|
| Date | Mar 10, 2022 |
| Instrument | 2022-0107637 |
| Name | BANNER BANK |
|---|---|
| Type | Bank |
| Address | TEMECULA, CA 92590 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 31, 2019 |
| Property Address | 3960 PASO ORO VERDE, FALLBROOK, CA 92028-9733 |
| Document Number | 0000499000 |
| Map Reference | MAP 12354 |
| Instrument Date | Oct 26, 2019 |
| Instrument | 2019-0499000 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 3960 PASO ORO VERDE, FALLBROOK, CA 92028-9733 |
| Investor | Possibly a Property Investor |
| Document Number | 0000499001 |
|---|---|
| Date | Oct 31, 2019 |
| Instrument | 2019-0499001 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2039 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3960 PASO ORO VERDE, FALLBROOK, CA 92028-9733 |
| Document Number | 0000407444 |
| Instrument Date | Jul 06, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2017 |
| Name | Verified Name |
|---|---|
| Address | 3960 PASO ORO VERDE FALLBROOK CA 920289733, FALLBROOK, CA 92028-9733 |
| Document Number | 0000407444 |
|---|---|
| Date | Sep 06, 2017 |
| Instrument | 407444 |
| Name | CASCADE FIN'L SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | GILBERT, AZ 85297 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 05, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Fallbrook Union Elementary School District (KG - 08) |
| Secondary School District | Fallbrook Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $358,042 (+2%) Land $162,531 Building $195,511 | |
| 2025 | $3,817.00 (+3.5%) Homeowner's exemption | $351,023 (+4.04%) Land $159,345 Building $191,678 |
| 2023 | $3,688.00 Homeowner's exemption | $337,394 Land $153,158 Building $184,236 |
| 2022 | $3,688.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730190011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Very High above 93% of the US · above 77% of California |
|---|---|
| Wildfire Likelihood | About 1 in 47 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 11 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| San Diego Broadband | Fixed Wireless (unlicensed) | 500 / 100 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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