40520 Highland Dr E, Roy, WA 98580 Property Records

Pierce County property record for 40520 Highland Dr E, Roy, WA 98580

Property Summary

Property Type	Timberland, Forest, Woodland Vacant Land
Details	3 bd · 2.5 ba · 2,852 sqft · built 2017
Lot Size	24.2 acres (1,057,201 sqft)
Owner	2 Individual Names on File
Last Sale	$104,719 (Oct 2017)
Tax Bill	$4,116 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`031609-1-004`

Property Details

APN / Parcel Number

Primary APN	`031609-1-004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,852 sqft Gross Area
1st Floor Area	2,212 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	1,057,201 sqft (24.2 acres)
Terrain	Below Road/Slope
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	40520 HIGHLAND DR E
City	ROY
State	WA
Zip	98580-5109
Property Category	Vacant Land
Property Type	Vacant Land > Timberland, Forest, Woodland
Local Zoning Code	R10
Legal Description	SECTION 09 TOWNSHIP 16 RANGE 03 QUARTER 13 L 38 OF ROS 2003-07-17-5012 DESIGNATED FOREST LAND RCW 84.33 1972 23.27 AC / 1 AC EXC OUT OF 1-001 SEG 2004-0704 03/17/04CL
Legal Range	03
Legal Township	16
Legal Section	09
Legal Subdivision	W R E D CO MCKENNA
Legal Lot Number	38
Jurisdiction	PIERCE WA
Township / Civil Division	ROY
Census Block Group	3
Census Block	3048
Census Tract	73006

Owner

40520 Highland Dr E, timberland, forest, woodland vacant land, is owned by two individuals who bought it in October 2017.

Source: Pierce County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40520 HIGHLAND DR E, ROY, WA 98580-5109
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Aug 23, 2019	Deed of Trust, Mortgage CALIBER HM LOANS
Nov 17, 2018	Deed of Trust, Mortgage CALIBER HM LOANS
Oct 3, 2017	Warranty Deed, Transfer CHICAGO TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2017 · Amount on File
Deed Sale	Oct 3, 2017 · Amount on File
Prior Sale	Dec 11, 2012 · Amount on File
Deed Document Number	2017552
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	40520 HIGHLAND DR E, ROY, WA 98580-5109
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008310562
Date	Aug 31, 2020
Instrument	202008310562

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	40520 HIGHLAND DR E, ROY, WA 98580-5109
Document Number	1908280549
Instrument Date	Aug 23, 2019
Transaction Type	Mortgage
Record Updated	Sep 11, 2019
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	40520 HIGHLAND DR E ROY WA 985805109, ROY, WA 98580-5109

Mortgage

Document Number	1908280549
Date	Aug 28, 2019
Instrument	201908280549

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	40520 HIGHLAND DR E, ROY, WA 98580-5109
Document Number	1811260262
Instrument Date	Nov 17, 2018
Transaction Type	Mortgage
Record Updated	Dec 6, 2018
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	40520 HIGHLAND DR E ROY WA 985805109, ROY, WA 98580-5109

Mortgage

Document Number	1811260262
Date	Nov 26, 2018
Instrument	201811260262

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 25, 2048

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Oct 3, 2017
Property Address	40520 HIGHLAND DR E, ROY, WA 98580-5109
Document Number	0010030552
Map Reference	DOC200307175012
Instrument Date	Sep 29, 2017
Instrument	201710030552
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Tax	$1,869.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16409 13TH AVE S, SPANAWAY, WA 98387-8971

Tax Assessment & Valuation

The 2026 property tax bill for 40520 Highland Dr E was $4,116, up 1.1% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Yelm Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,116.00 (+1.06%)	$727,000 Land $377,500 Building $349,500	$727,000 Land $377,500 Building $349,500
2025	$4,073.00 (-17.98%)
2024	$4,966.00 (+1.39%)	$683,600 (+2.3%) Land $357,100 Building $326,500	$683,600 (+2.3%) Land $357,100 Building $326,500
2023	$4,898.00	$668,200 Land $316,300 Building $351,900	$668,200 Land $316,300 Building $351,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40520 Highland Dr E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40520 Highland Dr E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lightcurve Fiber · DSL	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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