4051 Georgetown Cir, Algonquin, IL 60102 Property Records

McHenry County property record for 4051 Georgetown Cir, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,303 sqft · built 2002
Lot Size	0.21 acres (9,177 sqft)
Owner	Individual Name on Record
Last Sale	$351,000 (Oct 2006)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2020 Mortgage
Flood Zone	Zone A (high risk)
APN	`18-36-105-005`

Property Details

APN / Parcel Number

Primary APN	`18-36-105-005`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,303 sqft
Gross Area	3,499 sqft

Exterior

Year Built	Built 2002
Architectural Style	Contemporary
Exterior Material	Frame Brick
Lot Area	9,177 sqft
Garage Area	520 sqft
Porch	Porch
Porch Area	60 sqft
Patio Area	434 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4051 GEORGETOWN CIR
City	ALGONQUIN
State	IL
Zip	60102-6207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2006R0073331 LT 233 MANCHESTER LAKES PHASE 4
Legal Range	07E
Legal Township	43N
Legal Section	36
Legal Subdivision	MANCHESTER LAKES PH 04
Legal Phase	4
Legal Lot Number	233
Jurisdiction	MCHENRY IL
Township / Civil Division	GRAFTON
Census Block Group	2
Census Block	2021
Census Tract	871111

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4051 GEORGETOWN CIR, ALGONQUIN, IL 60102-6207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST MIDWEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2006 · Amount on Record
Deed Sale	Oct 4, 2006 · Amount on Record
Prior Sale	Oct 31, 2002 · Amount on Record
Deed Document Number	2006R0073331
Record Updated	Jun 7, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	4051 GEORGETOWN CIR, ALGONQUIN, IL 60102-6207
Transaction Type	Mortgage
Record Updated	Sep 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046972
Date	Aug 26, 2021
Instrument	2021R0046972

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2041

Interest

Rate Type	Fixed Rate
Rate	2.71%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	4051 GEORGETOWN CIR, ALGONQUIN, IL 60102-6207
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013300
Date	Apr 16, 2020
Instrument	2020R0013300

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	GURNEE, IL 60031

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Mar 1, 2040

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Grafton Township
Unified School District	Huntley Consolidated School District 158 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$109,753 Land $8,002 Building $101,751	$329,259 Land $24,006 Building $305,253

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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