4020 Georgetown Cir, Algonquin, IL 60102 Property Records

McHenry County property record for 4020 Georgetown Cir, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3,856 sqft · built 2002
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Company Names on Record
Last Sale	$327,000 (Jun 2019)
Tax Bill	$9,785 (2024)
Deeds & Mortgages	Jan 2022 Transfer Mar 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`18-36-103-017`

Property Details

APN / Parcel Number

Primary APN	`18-36-103-017`

Interior

Building Area	3,856 sqft Living Area
Basement Area	1,328 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	8,400 sqft (0.193 acres)
Garage Area	453 sqft
Patio Area	318 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4020 GEORGETOWN CIR
City	ALGONQUIN
State	IL
Zip	60102-6207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0003143 LT 279 MANCHESTER LAKES PHASE 4 MEMO: ZIMMERMAN, BRIAN S TR -50% INT ZIMMERMAN, BRYNN K TR-50% INT
Legal Subdivision	MANCHESTER LAKES PHASE 4
Legal Phase	4
Legal Lot Number	279
Jurisdiction	MCHENRY IL
Township / Civil Division	GRAFTON
Census Block Group	2
Census Block	2022
Census Tract	871111

Owner

Source: McHenry County records, as of June 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4020 GEORGETOWN CIR, ALGONQUIN, IL 60102-6207
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Intrafamily Transfer, Transfer ATTORNEY
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK
Apr 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAND-HOME FINANCIAL SERVICES
Jun 12, 2019	Deed, Transfer · Conventional Mortgage LAND-HOME FINANCIAL SERVICES
Nov 13, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 13, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2019 · Amount on Record
Deed Sale	Jun 12, 2019 · Amount on Record
Prior Sale	Aug 28, 2002 · Amount on Record
Deed Document Number	201917111
Last Transfer Date	Jan 17, 2022
Transfer Doc	0000003143
Record Updated	Sep 20, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Jan 25, 2022
Property Address	4020 GEORGETOWN CIR, ALGONQUIN, IL 60102-6207
Document Number	0000003143
Instrument Date	Jan 17, 2022
Instrument	2022R0003143
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4020 GEORGETOWN CIR, ALGONQUIN, IL 60102-6207

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	4020 GEORGETOWN CIR, ALGONQUIN, IL 60102-6207
Transaction Type	Mortgage
Record Updated	Apr 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016914
Date	Mar 29, 2021
Instrument	2021R0016914

Lender

Name	ONE AMERICAN BANK
Type	Bank
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

Interest

Rate Type	Fixed Rate
Rate	2.62%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	4020 GEORGETOWN CIR, ALGONQUIN, IL 60102-6207
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014164
Date	Apr 23, 2020
Instrument	2020R0014164

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company
Address	CONCORD, CA 94520

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 12, 2019
Property Address	4020 GEORGETOWN CIR, ALGONQUIN, IL 60102-6207
Document Number	0000017111
Map Reference	DOC 2002R0005477
Instrument Date	May 22, 2019
Instrument	2019R0017111
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4020 GEORGETOWN CIR, 4020, ALGONQUIN, IL 60102-6207

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4020 GEORGETOWN CIR, ALGONQUIN, IL 60102-6207

Mortgage

Document Number	0000017112
Date	Jun 12, 2019
Instrument	2019R0017112

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.37%

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Nov 13, 2018
Property Address	4020 GEORGETOWN CIR, ALGONQUIN, IL 60102-6207
Document Number	0000038766
Instrument Date	Nov 5, 2018
Instrument	38766
Transaction Type	Transfer
Record Updated	Dec 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4020 GEORGETOWN CIR ALGONQUIN IL 601026207, ALGONQUIN, IL 60102-6207

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Nov 13, 2018
Property Address	4020 GEORGETOWN CIR, ALGONQUIN, IL 60102-6207
Document Number	0000038768
Instrument Date	Nov 5, 2018
Instrument	38768
Transaction Type	Transfer
Record Updated	Dec 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4020 GEORGETOWN CIR ALGONQUIN IL 601026207, ALGONQUIN, IL 60102-6207

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Grafton Township
Unified School District	Huntley Consolidated School District 158 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$9,785.00	$143,961 (+22.25%) Land $9,783 Building $134,178	$431,883 (+22.25%) Land $29,349 Building $402,534
2022	Homeowner's exemption	$117,758 Land $8,002 Building $109,756	$353,274 Land $24,006 Building $329,268

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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