4091 Georgetown Cir, Algonquin, IL 60102 Property Records

McHenry County property record for 4091 Georgetown Cir, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	2,426 sqft · built 2002
Lot Size	0.244 acres (10,640 sqft)
Owner	2 Individual Names on Record
Last Sale	$293,000 (Jul 2018)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2025 Second Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`18-36-105-001`

Property Details

APN / Parcel Number

Primary APN	`18-36-105-001`

Interior

Building Area	2,426 sqft
Gross Area	3,553 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Architectural Style	Other
Lot Area	10,640 sqft
Garage Area	504 sqft
Porch	Porch
Porch Area	51 sqft
Patio Area	816 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4091 GEORGETOWN CIR
City	ALGONQUIN
State	IL
Zip	60102-6207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2018R0022462 LT 229 MANCHESTER LAKES PHASE 4
Legal Range	07E
Legal Township	43N
Legal Section	36
Legal Subdivision	MANCHESTER LAKES PH 04
Legal Phase	4
Legal Lot Number	229
Jurisdiction	MCHENRY IL
Township / Civil Division	GRAFTON
Census Block Group	2
Census Block	2021
Census Tract	871111

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4091 GEORGETOWN CIR, ALGONQUIN, IL 60102-6207
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 29, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Apr 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jul 5, 2018	Grant Deed, Foreclosure · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2018 · Amount on Record
Deed Sale	Jul 5, 2018 · Amount on Record
Prior Sale	Aug 31, 2007
Deed Document Number	2018R0022462
Record Updated	Jun 7, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	4091 GEORGETOWN CIR, ALGONQUIN, IL 60102-6207
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031497
Date	Jun 10, 2021
Instrument	2021R0031497

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	4091 GEORGETOWN CIR, ALGONQUIN, IL 60102-6207
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026598
Date	Sep 29, 2025
Instrument	2025R0026598

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2040

Interest

Rate	9.5%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	4091 GEORGETOWN CIR, ALGONQUIN, IL 60102-6207
Document Number	0000015151
Instrument Date	Apr 25, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4091 GEORGETOWN CIR ALGONQUIN IL 601026207, ALGONQUIN, IL 60102-6207

Mortgage

Document Number	0000015151
Date	Apr 30, 2020
Instrument	15151

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2050

July 2018: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 5, 2018
Property Address	4091 GEORGETOWN CIR, ALGONQUIN, IL 60102-6207
Document Number	0000022462
Instrument Date	Jun 7, 2018
Instrument	22462
Transaction Type	Foreclosure
Record Updated	Jul 26, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$439.50

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1345 FOUNTAIN GREEN DR CRYSTAL LAKE IL 600148692, CRYSTAL LAKE, IL 60014-8692

Mortgage

Document Number	22463
Date	Jul 5, 2018
Instrument	22463

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 4, 2048

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Grafton Township
Unified School District	Huntley Consolidated School District 158 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Disabled Person's exemption	$111,633 Land $8,002 Building $103,631	$334,899 Land $24,006 Building $310,893

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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