4050 Ryan Pl, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 4050 Ryan Pl, Schenectady, NY 12303

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,644 sqft · built 1994
Lot Size1.28 acres (55,844 sqft)
OwnerIndividual Name on Record
Tax Bill$10,242 (2026)
Deeds & MortgagesJun 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN013089 28.15-2-26

Property Details

APN / Parcel Number

Primary APN013089 28.15-2-26
Alternative APNs
  • 308902801500020260000000
  • 02801500020260000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,644 sqft Living Area
1st Floor Area1,656 sqft
2nd Floor Area988 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleContemporary
Exterior MaterialAluminum/Vinyl
Lot Area55,844 sqft (1.28 acres)
Lot Dimensions201 ft deep x 277 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area312 sqft
PorchSlab
Porch Area316 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number02801500020260000000
Street Address4050 RYAN PL
CitySCHENECTADY
StateNY
Zip12303-2818
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR40
Legal DescriptionBLACKBERRY ESTATES LOT 26
Legal Block2
Legal Lot Number26.000
JurisdictionALBANY NY
Township / Civil DivisionGUILDERLAND
Census Block Group2
Census Block2005
Census Tract14617

Owner

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4050 RYAN PL, SCHENECTADY, NY 12303-2818
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 6, 2005
Transfer Doc0028280064
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address4050 RYAN PL, SCHENECTADY, NY 12303-2818
Transaction TypeMortgage
Record UpdatedJul 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005761
DateJun 29, 2022
InstrumentR2022-15761
Lender
NameTRUSTCO BANK
TypeBank
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 22, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionGuilderland Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,242.00 (+0.01%)
2025$10,241.00 (-0.31%)$426,000 (-) Land $85,000 Building $341,000$568,000 (+13.33%) Land $113,333 Building $454,667
2023$426,000 (-) Land $85,000 Building $341,000$501,176 (+7.06%) Land $100,000 Building $401,176
2022$426,000 Land $85,000 Building $341,000$468,132 Land $93,407 Building $374,725
2021$10,273.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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