Albany County and Guilderland Town property record for 4043 Ryan Pl, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,313 sqft · built 1991 |
| Lot Size | 0.591 acres (25,762 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $165,000 (Nov 2022) |
| Tax Bill | $8,534 (2025) |
| Deeds & Mortgages | Nov 2018 Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 28.15-2-6 |
| Primary APN | 013089 28.15-2-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,313 sqft Living Area |
| 1st Floor Area | 1,351 sqft |
| 2nd Floor Area | 962 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 25,762 sqft (0.591 acres) |
| Lot Dimensions | 140 ft deep x 182 ft wide |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 276 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 02801500020060000000 |
|---|---|
| Street Address | 4043 RYAN PL |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-2819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Description | BLACKBERRY ESTATES LOT 6 |
| Legal Subdivision | BLACKBERRY ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 6.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 14617 |
Source: Albany County and Guilderland Town records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6 SMITH AVE, ALBANY, NY 12205-3034 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 26, 2018 | Grant Deed, Transfer CAPITAL COMMUNICATIONS FCU |
| Nov 26, 2018 | Warranty Deed, Transfer · ARM CAPITAL COMMUNICATIONS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2022 · Amount on Record |
| Deed Sale | Nov 4, 2022 · Amount on Record |
| Prior Sale | Nov 26, 2018 · Amount on Record |
| Deed Document Number | 202225994 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Nov 26, 2018 |
| Property Address | 4043 RYAN PL, SCHENECTADY, NY 12303-2819 |
| Document Number | 0020186096 |
| Book / Page | 002018 / 026096 |
| Instrument Date | Nov 20, 2018 |
| Instrument | 26097 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4043 RYAN PL ALBANY NY 12203, ALBANY, NY 12203 |
| Document Number | 26097 |
|---|---|
| Date | Nov 26, 2018 |
| Instrument | 26097 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Address | ALBANY, NY 12205 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 25, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Nov 26, 2018 |
| Property Address | 4043 RYAN PL, SCHENECTADY, NY 12303-2819 |
| Document Number | 0000006096 |
| Map Reference | DR172 MAP9288 |
| Instrument Date | Nov 20, 2018 |
| Instrument | R2018-26096 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2022 |
| Title Company | CHICAGO TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,420.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4043 RYAN PLACE, 4043, ALBANY, NY 12203 |
| Name | Verified Name |
|---|---|
| Address | 5 DELAFIELD DR, ALBANY, NY 12205-2407 |
| Document Number | 0000026097 |
|---|---|
| Date | Nov 26, 2018 |
| Instrument | R2018-26097 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Dec 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 5.87% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 9.87% |
Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,534.00 (-0.3%) | $355,000 (-) Land $71,000 Building $284,000 | $473,333 (+13.33%) Land $94,667 Building $378,666 |
| 2023 | $355,000 (-) Land $71,000 Building $284,000 | $417,647 (+7.06%) Land $83,529 Building $334,118 | |
| 2022 | $355,000 Land $71,000 Building $284,000 | $390,110 Land $78,022 Building $312,088 | |
| 2021 | $8,560.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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