Albany County and Guilderland Town property record for 4046 Ryan Pl, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,338 sqft · built 1993 |
| Lot Size | 0.816 acres (35,556 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $142,000 (Mar 2019) |
| Tax Bill | $7,916 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Mar 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 28.15-2-27 |
| Primary APN | 013089 28.15-2-27 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,338 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| 2nd Floor Area | 1,258 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 35,556 sqft (0.816 acres) |
| Lot Dimensions | 201 ft deep x 176 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 676 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 02801500020270000000 |
|---|---|
| Street Address | 4046 RYAN PL |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-2818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Description | BLACKBERRY ESTATES LOT 27 |
| Legal Block | 2 |
| Legal Lot Number | 27.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 14617 |
Source: Albany County and Guilderland Town records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4046 RYAN PL, SCHENECTADY, NY 12303-2818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 5, 2023 | Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU |
| Mar 27, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jan 27, 2017 | Deed of Trust, Mortgage · Line of Credit SEFCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2019 · Amount on Record |
| Deed Sale | Mar 27, 2019 · Amount on Record |
| Deed Document Number | 20195790 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 4046 RYAN PL, SCHENECTADY, NY 12303-2818 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4046 RYAN PL, SCHENECTADY, NY 12303-2818 |
| Document Number | 0000000978 |
|---|---|
| Date | Jun 5, 2023 |
| Instrument | R2023-9978 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 4, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Mar 27, 2019 |
| Property Address | 4046 RYAN PL, SCHENECTADY, NY 12303-2818 |
| Document Number | 0000005790 |
| Instrument Date | Mar 11, 2019 |
| Instrument | 5790 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $568.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4046 RYAN PL SCHENECTADY NY 123032818, SCHENECTADY, NY 12303-2818 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 4046 RYAN PL, SCHENECTADY, NY 12303-2818 |
| Document Number | 0000003390 |
| Instrument Date | Jan 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2018 |
| Name | Verified Name |
|---|---|
| Address | 4046 RYAN PL SCHENECTADY NY 123032818, SCHENECTADY, NY 12303-2818 |
| Document Number | 0000003390 |
|---|---|
| Date | Feb 7, 2017 |
| Instrument | 3390 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 6, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,916.00 (-0.34%) Homeowner's exemption Senior Citizen's exemption | $372,000 (-) Land $74,000 Building $298,000 | $496,000 (+13.33%) Land $98,667 Building $397,333 |
| 2023 | $372,000 (-) Land $74,000 Building $298,000 | $437,647 (+7.06%) Land $87,059 Building $350,588 | |
| 2022 | $372,000 Land $74,000 Building $298,000 | $408,791 Land $81,319 Building $327,472 | |
| 2021 | $7,943.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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