Hamilton County property record for 4050 Ridgedale Dr, Cincinnati, OH 45247
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,448 sqft · built 1977 |
| Lot Size | 0.326 acres (14,244 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $219,000 (Mar 2020) |
| Tax Bill | $4,775 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 550-0093-0231-00 |
| Primary APN | 550-0093-0231-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,448 sqft Living Area |
| 1st Floor Area | 1,252 sqft |
| 2nd Floor Area | 1,196 sqft |
| Basement Area | 1,252 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 14,244 sqft (0.326 acres) |
| Lot Dimensions | 160 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 4050 RIDGEDALE DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45247-6951 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGEDALE DR 90 X 160.64 IRR LOT 15 GOLDEN VALLEY SUB BLK A |
| Legal Subdivision | GOLDEN VALLEY SUB |
| Legal Block | A |
| Legal Lot Number | 15 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | GREEN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 20812 |
4050 Ridgedale Dr is owned and occupied by two individuals who bought it in March 2020.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4050 RIDGEDALE DR, CINCINNATI, OH 45247-6951 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 19, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Mar 25, 2020 | Warranty Deed, Transfer · FHA Mortgage RUOFF MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 2020 · Amount on File |
| Deed Sale | Mar 25, 2020 · Amount on File |
| Prior Sale | Jul 12, 2005 |
| Deed Document Number | 0000028796 |
| Deed Book / Page | 014132 / 001468 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4050 RIDGEDALE DR, CINCINNATI, OH 45247-6951 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4050 RIDGEDALE DR, CINCINNATI, OH 45247-6951 |
| Document Number | 0000034677 |
|---|---|
| Date | Mar 19, 2021 |
| Book Page | 14378/118 |
| Instrument | 2021-0034677 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Apr 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 25, 2020 |
| Property Address | 4050 RIDGEDALE DR, CINCINNATI, OH 45247-6951 |
| Document Number | 0000028796 |
| Book / Page | 014132 / 001468 |
| Instrument Date | Mar 18, 2020 |
| Instrument | 28796 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2020 |
| Title Company | PARKWAY TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $876.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4050 RIDGEDALE DR CINCINNATI OH 452476951, CINCINNATI, OH 45247-6951 |
| Document Number | 28797 |
|---|---|
| Date | Mar 25, 2020 |
| Book Page | 014132/001470 |
| Instrument | 28797 |
| Name | RUOFF MTG |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 24, 2050 |
The 2025 property tax bill for 4050 Ridgedale Dr was $4,775, up 2.3% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Green Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,775.00 (+2.29%) | $88,032 (+%) Land $16,222 Building $71,810 | |
| 2024 | $4,668.00 (-0.49%) | $88,031 (-) Land $16,222 Building $71,809 | |
| 2023 | $4,691.00 (-6.14%) | $88,031 (+14.85%) Land $16,222 Building $71,809 | $251,520 Land $46,350 Building $205,170 |
| 2022 | $4,998.00 Homeowner's exemption | $76,651 Land $14,536 Building $62,115 | |
| 2020 | $219,000 Land $41,530 Building $177,470 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4050 Ridgedale Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4050 Ridgedale Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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