Hamilton County property record for 4020 Ridgedale Dr, Cincinnati, OH 45247
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,976 sqft · built 1976 |
| Lot Size | 0.328 acres (14,288 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $208,000 (Mar 2023) |
| Tax Bill | $4,873 (2025) |
| Deeds & Mortgages | Feb 2023 Second Mortgage Mar 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 550-0093-0229-00 |
| Primary APN | 550-0093-0229-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,976 sqft Living Area |
| Gross Area | 3,456 sqft |
| 1st Floor Area | 1,248 sqft |
| 2nd Floor Area | 1,728 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 14,288 sqft (0.328 acres) |
| Lot Dimensions | 161 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 594 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 4020 RIDGEDALE DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45247-6951 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGEDALE DR 90 X 161.14 IRR LOT 13 GOLDEN VALLEY SUB BLK A |
| Legal Subdivision | GOLDEN VALLEY SUB |
| Legal Block | A |
| Legal Lot Number | 13 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | GREEN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 20812 |
4020 Ridgedale Dr is owned and occupied by two individuals who bought it in March 2023.
Source: Hamilton County records, as of January 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4020 RIDGEDALE DR, CINCINNATI, OH 45247-6951 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 16, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage THIRD FSLA OF CLEVELAND |
| Mar 10, 2023 | Warranty Deed, Transfer · Conventional Mortgage SIBCY CLINE MORTGAGE SERVICES INC |
| Sep 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L SVGS |
| Aug 16, 2018 | Warranty Deed, Transfer · Conventional with PMI THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 10, 2023 · Amount on File |
| Deed Sale | Mar 10, 2023 · Amount on File |
| Prior Sale | Aug 16, 2018 · Amount on File |
| Deed Document Number | 202316426 |
| Deed Book / Page | 14870 / 206 |
| Prior Transfer Date | May 27, 2010 |
| Prior Transfer Doc | 0000000996 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4020 RIDGEDALE DR, CINCINNATI, OH 45247-6951 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2023 |
| Title Company | THIRD CAPITAL TITLE NEO |
| Name | Verified Name |
|---|
| Document Number | 0000011487 |
|---|---|
| Date | Feb 16, 2023 |
| Book Page | 14855/1282 |
| Instrument | 2023-0011487 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CORTLAND, OH 44410 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Mar 1, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 10, 2023 |
| Property Address | 4020 RIDGEDALE DR, CINCINNATI, OH 45247-6951 |
| Document Number | 0000016426 |
| Book / Page | 14870 / 206 |
| Map Reference | MB 36 PG 48&49 |
| Instrument Date | Mar 7, 2023 |
| Instrument | 2023-0016426 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2023 |
| Title Company | LAWYERS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $208.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 4020 RIDGEDALE DR, CINCINNATI, OH 45247-6951 |
| Document Number | 0000016427 |
|---|---|
| Date | Mar 10, 2023 |
| Instrument | 2023-0016427 |
| Name | SIBCY CLINE MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4020 RIDGEDALE DR, CINCINNATI, OH 45247-6951 |
| Document Number | 0000094948 |
| Instrument Date | Sep 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2020 |
| Title Company | THIRD CAPITAL TITLE CINCINNATI, THIRD CAP TITLE CINCINNATI |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4020 RIDGEDALE DR CINCINNATI OH 452476951, CINCINNATI, OH 45247-6951 |
| Document Number | 0000094948 |
|---|---|
| Date | Sep 17, 2020 |
| Book Page | 014255/001983 |
| Instrument | 94948 |
| Name | THIRD FED'L SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 16, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.79% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 16, 2018 |
| Property Address | 4020 RIDGEDALE DR, CINCINNATI, OH 45247-6951 |
| Document Number | 0000072359 |
| Book / Page | 013733 / 001114 |
| Instrument Date | Aug 15, 2018 |
| Instrument | 72359 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2018 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $624.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4020 RIDGEDALE DR CINCINNATI OH 452476951, CINCINNATI, OH 45247-6951 |
| Document Number | 72360 |
|---|---|
| Date | Aug 16, 2018 |
| Book Page | 013733/001116 |
| Instrument | 72360 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 15, 2048 |
The 2025 property tax bill for 4020 Ridgedale Dr was $4,873, up 2.3% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Green Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,873.00 (+2.29%) | $89,989 (-) Land $16,223 Building $73,766 | $257,110 Land $46,350 Building $210,760 |
| 2024 | $4,764.00 (-0.46%) | $89,989 (-) Land $16,223 Building $73,766 | |
| 2023 | $4,786.00 (+8.87%) | $89,989 (+33.32%) Land $16,223 Building $73,766 | $257,110 Land $46,350 Building $210,760 |
| 2022 | $4,396.00 Homeowner's exemption | $67,498 Land $14,536 Building $52,962 | |
| 2020 | $192,850 Land $41,530 Building $151,320 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4020 Ridgedale Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4020 Ridgedale Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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